Amityville, NY vs Little Ferry, NJ: Cost of Living

Which city costs less?

Little Ferry, NJ has a modeled overall cost index 18.3% lower than Amityville, NY.

Amityville, NY · modeled 2BR rent: $2,630 / month
Little Ferry, NJ · modeled 2BR rent: $2,280 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Amityville, NY and Little Ferry, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Amityville, NY

Numbers update automatically as you type

Estimated savings: $1,605/month in Little Ferry, NJ

$150,000 in your current city has a modeled equivalent of $130,735 in Little Ferry, NJ

Regional cost estimates: Amityville, NY uses New York, NY. Little Ferry, NJ uses Jersey City, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 18.3%

Less expensive

Monthly Impact

$1,605

Savings

Annual Impact

$19.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Amityville, NY

Population:10K

Cost Index:

142.1

100 = national average

Typical Home:$583K

Little Ferry, NJ

Population:11K

Cost Index:

116.1

100 = national average

Typical Home:$581K

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Amityville, NY

The Empire State

10K

Population

State Tax

Yes

Located in New York, this city has a population of 10K residents.

Little Ferry, NJ

The Garden State

11K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 11K residents.

Cost Breakdown by Category

Estimated monthly spending: Amityville, NY vs Little Ferry, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Amityville, NY	Little Ferry, NJ	Difference	Change
Housing	$3,915/mo	$2,088/mo	↓ $1,827less	46.7%
Other	$1,157/mo	$1,265/mo	↑ $108more	9.3%
Transportation	$911/mo	$998/mo	↑ $86.55more	9.5%
Healthcare	$425/mo	$446/mo	↑ $20.31more	4.8%
All Utilities	$371/mo	$386/mo	↑ $14.88more	4.0%
Groceries	$721/mo	$712/mo	↓ $8.33less	1.2%

Housing

↓ 46.7%

Amityville, NY

$3,915

Little Ferry, NJ

$2,088

Difference

$1,827

less

Other

↑ 9.3%

Amityville, NY

$1,157

Little Ferry, NJ

$1,265

Difference

$108

Transportation

↑ 9.5%

Amityville, NY

$911

Little Ferry, NJ

$998

Difference

$86.55

Healthcare

↑ 4.8%

Amityville, NY

$425

Little Ferry, NJ

$446

Difference

$20.31

All Utilities

↑ 4.0%

Amityville, NY

$371

Little Ferry, NJ

$386

Difference

$14.88

Groceries

↓ 1.2%

Amityville, NY

$721

Little Ferry, NJ

$712

Difference

$8.33

less

🏠Rent Comparison

Studio

From$1,910

To$1,740

↓ $170

1 Bed

From$2,280

To$1,990

↓ $290

2 Bed

From$2,630

To$2,280

↓ $350

3 Bed

From$3,410

To$2,780

↓ $630

Amityville, NYZIP-level data

1BR range: $2,280–$2,280/mo

Little Ferry, NJZIP-level data

1BR range: $1,990–$1,990/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Amityville, NY

$5,895

Monthly in Little Ferry, NJ

$1,605

Difference

Home Values

Amityville

Little Ferry

$583K

Median Value

$581K

↑ +0.4%

YoY Change

↑ +3%

↑ +33.7%

5-Year Change

↑ +43.3%

Calculate payment - Amityville Calculate payment - Little Ferry

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.1K

Per year

Monthly Difference

$176

More take-home

Effective Rate Diff

1.4%

Rate difference

Amityville, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Little Ferry, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

Amityville, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Little Ferry, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Amityville

Little Ferry

43 Good

Air Quality

41 Good

65.8%

Good Air Days

71.3%

99 High

Climate Risk

97 High

🌊🌀🌡

Top Hazards

🌊🌅🌡

▲+2.7°F

2050 Outlook

▲+2.8°F

11 days

Heat Days >95°F

12 days

▲+2.7°F

2050 Outlook

▲+2.8°F

11 days

Heat Days >95°F

12 days

Before moving from Amityville, NY to Little Ferry, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Little Ferry, NJ for the same bedroom count and included utilities as your home in Amityville, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Amityville to Little Ferry moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Little Ferry, NJ by cost, housing, population and region.

Frequently Asked Questions: Amityville, NY vs Little Ferry, NJ

How do the cost estimates for Amityville, NY and Little Ferry, NJ compare?

Little Ferry, NJ has a modeled overall cost index 18.3% lower than Amityville, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Amityville, NY, the model estimates $130,735 in Little Ferry, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Amityville, NY and Little Ferry, NJ?

The modeled two-bedroom rents are $2,630/month in Amityville, NY and $2,280/month in Little Ferry, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New York and New Jersey on TaxTakeHome.com