Andalusia, AL vs Cleveland, MS: Cost of Living

Which city costs less?

Cleveland, MS has a modeled overall cost index 6.9% lower than Andalusia, AL.

Andalusia, AL · modeled 2BR rent
$780 / month
Cleveland, MS · modeled 2BR rent
$890 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Andalusia, AL and Cleveland, MS using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $323/month in Cleveland, MS

$150,000 in your current city has a modeled equivalent of $146,129 in Cleveland, MS

Regional cost estimates: Andalusia, AL uses Montgomery, AL. Cleveland, MS uses Memphis, TN. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 6.9%
Less expensive
Monthly Impact
$323
Savings
Annual Impact
$3.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Andalusia, AL

Population:9K
Cost Index:
78.7
100 = national average
Typical Home:$142K

Cleveland, MS

Population:10K
Cost Index:
73.3
100 = national average
Typical Home:$140K

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Andalusia, AL

The Heart of Dixie

9K
Population
State Tax
Yes

Located in Alabama, this city has a population of 9K residents.

Cleveland, MS

The Magnolia State

10K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 10K residents.

Cost Breakdown by Category

Estimated monthly spending: Andalusia, AL vs Cleveland, MS

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 8.0%
Andalusia, AL
$1,922
Cleveland, MS
$1,768
Difference
$154
less
Groceries
↓ 6.1%
Andalusia, AL
$1,154
Cleveland, MS
$1,084
Difference
$70.19
less
Transportation
↓ 4.9%
Andalusia, AL
$1,391
Cleveland, MS
$1,324
Difference
$67.72
less
All Utilities
↓ 6.0%
Andalusia, AL
$651
Cleveland, MS
$611
Difference
$39.19
less
Other
↑ 1.1%
Andalusia, AL
$1,763
Cleveland, MS
$1,783
Difference
$19.31
more
Healthcare
↓ 1.8%
Andalusia, AL
$618
Cleveland, MS
$608
Difference
$10.97
less

🏠Rent Comparison

Studio
From$580
To$670
↑ $90.00
1 Bed
From$590
To$680
↑ $90.00
2 Bed
From$780
To$890
↑ $110
3 Bed
From$1,000
To$1,160
↑ $160
Andalusia, ALZIP-level data

1BR range: $590–$590/mo

Cleveland, MSZIP-level data

1BR range: $680–$680/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Andalusia, AL
$7,177
Monthly in Cleveland, MS
$323
Difference

Home Values

Andalusia
Cleveland
$142K
Median Value
$140K
↑ +0.6%
YoY Change
↓ -5.2%
↑ +28.4%
5-Year Change
↓ -10.1%

Homes in Cleveland are 2% less expensive than Andalusia

Calculate payment - AndalusiaCalculate payment - Cleveland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $110
Per year
Monthly Difference
$9.17
More take-home
Effective Rate Diff
0.1%
Rate difference

Andalusia, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Cleveland, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Additional Tax Information

Andalusia, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Cleveland, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Andalusia
Cleveland
42 Good
Air Quality
55 Moderate
69%
Good Air Days
34.4%
92 Moderate
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+2.6°F
2050 Outlook
▲+2.8°F
62 days
Heat Days >95°F
54 days
▲+2.6°F
2050 Outlook
▲+2.8°F
62 days
Heat Days >95°F
54 days

Before moving from Andalusia, AL to Cleveland, MS

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Cleveland, MS for the same bedroom count and included utilities as your home in Andalusia, AL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Andalusia to Cleveland moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Cleveland, MS by cost, housing, population and region.

Frequently Asked Questions: Andalusia, AL vs Cleveland, MS

How do the cost estimates for Andalusia, AL and Cleveland, MS compare?

Cleveland, MS has a modeled overall cost index 6.9% lower than Andalusia, AL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Andalusia, AL, the model estimates $146,129 in Cleveland, MS. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Andalusia, AL and Cleveland, MS?

The modeled two-bedroom rents are $780/month in Andalusia, AL and $890/month in Cleveland, MS. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Alabama and Mississippi on TaxTakeHome.com

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