Is Phoenix, AZ cheaper than Andover, MN?

Based on cost of living data, Phoenix, AZ is 1.2% more expensive than Andover, MN. The two cities have very similar living costs.

What salary do I need in Phoenix, AZ to live like I do in Andover, MN?

If you earn $150,000 in Andover, MN, you'd need approximately $151,071.491 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Andover, MN and Phoenix, AZ?

Housing in Phoenix, AZ is 16.9% more expensive than in Andover, MN. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,204/month in Andover, MN.

How much can I save per month by moving from Andover, MN to Phoenix, AZ?

Andover, MN and Phoenix, AZ have very similar costs of living, based on a $150,000 salary.

Andover, MN vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Andover, MN — COL adjusted from Minneapolis, MN area + state data

Current salary in Andover, MN

Numbers update automatically as you type

You'd spend $89.29/month more in Phoenix, AZ

$150.0K in your current city equals $151.1K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area

Overall Cost

↑ 1.2%

More expensive

Monthly Impact

$89.29

Extra cost

Annual Impact

$1.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Andover, MN

Population:33K

Cost Index:100

Median Home:$308K

Phoenix, AZ

Population:1608K

Cost Index:101

Median Home:$414K

Andover, MN

The North Star State

33K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 33K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Andover, MN vs Phoenix, AZ

Category	Andover, MN	Phoenix, AZ	Difference	Change
🏠Housing	$2,385/mo	$2,788/mo	↑ $403more	16.9%
🚗Transportation	$1,303/mo	$1,489/mo	↑ $186more	14.3%
🏥Healthcare	$735/mo	$589/mo	↓ $146less	19.9%
⚡All Utilities	$494/mo	$561/mo	↑ $67.35more	13.6%
🛒Groceries	$1,000/mo	$963/mo	↓ $36.88less	3.7%
📦Other	$1,676/mo	$1,677/mo	↑ $1.72more	0.1%

🏠Housing

↑ 16.9%

Andover, MN

$2,385

Phoenix, AZ

$2,788

Difference

$403

🚗Transportation

↑ 14.3%

Andover, MN

$1,303

Phoenix, AZ

$1,489

Difference

$186

🏥Healthcare

↓ 19.9%

Andover, MN

$735

Phoenix, AZ

$589

Difference

$146

less

⚡All Utilities

↑ 13.6%

Andover, MN

$494

Phoenix, AZ

$561

Difference

$67.35

🛒Groceries

↓ 3.7%

Andover, MN

$1,000

Phoenix, AZ

$963

Difference

$36.88

less

📦Other

↑ 0.1%

Andover, MN

$1,676

Phoenix, AZ

$1,677

Difference

$1.72

🏠Rent Comparison

Studio

From$803

To$1,390

↑ $587

1 Bed

From$963

To$1,510

↑ $547

2 Bed

From$1,204

To$1,750

↑ $546

3 Bed

From$1,686

To$2,330

↑ $644

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,592

Monthly in Andover, MN

$8,068

Monthly in Phoenix, AZ

$475

Difference

Home Values

Andover

Phoenix

Median Value

$414K

YoY Change

↓ -3.1%

5-Year Change

↑ +30.2%

Price Range

$274K - $957K

Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$433

More take-home

Effective Rate Diff

3.5%

Rate difference

Andover, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Andover, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.