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Cost of Living Comparison 2026

๐Ÿ“ Ann Arbor, MI โ€” ZIP-level rent data ยท COL adjusted from Detroit, MI area

$

Numbers update automatically as you type

You'd spend $1.5K/month more in Austin, TX

$150.0K in your current city equals $167.8K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from Detroit-Warren-Dearborn, MI area
Overall Cost
โ†‘ 19.8%
More expensive
Monthly Impact
$1,484
Extra cost
Annual Impact
$17.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Ann Arbor, MI

Population:119K
Cost Index:100
Median Home:$516K

Austin, TX

Population:979K
Cost Index:120
Median Home:$558K

Ann Arbor, MI

The Great Lakes State

119K
Population
State Tax
Yes

Located in Michigan, this city has a population of 119K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Ann Arbor, MI vs Austin, TX

๐Ÿ Housing
โ†‘ 110.4%
Ann Arbor, MI
$1,371
Austin, TX
$2,885
Difference
$1,513
more
๐Ÿš—Transportation
โ†“ 16.3%
Ann Arbor, MI
$1,535
Austin, TX
$1,284
Difference
$251
less
๐Ÿ“ฆOther
โ†‘ 6.4%
Ann Arbor, MI
$1,636
Austin, TX
$1,741
Difference
$105
more
๐ŸฅHealthcare
โ†‘ 5.6%
Ann Arbor, MI
$557
Austin, TX
$589
Difference
$31.29
more
๐Ÿ›’Groceries
โ†‘ 2.2%
Ann Arbor, MI
$938
Austin, TX
$959
Difference
$20.94
more
โšกAll Utilities
โ†“ 1.8%
Ann Arbor, MI
$551
Austin, TX
$541
Difference
$9.96
less

๐Ÿ Rent Comparison

Studio
From$1,312
To$1,585
โ†‘ $273
1 Bed
From$1,337
To$1,685
โ†‘ $348
2 Bed
From$1,595
To$1,995
โ†‘ $400
3 Bed
From$1,910
To$2,525
โ†‘ $615
Ann Arbor, MIZIP-level data

1BR range: $1,320โ€“$1,740/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,588
Monthly in Ann Arbor, MI
$7,998
Monthly in Austin, TX
$1,410
Difference

Home Values

Ann Arbor
Austin
$516K
Median Value
$558K
โ†‘ +2.5%
YoY Change
โ†“ -5%
โ†‘ +29.5%
5-Year Change
โ†‘ +12.6%
$426K - $544K
Price Range
$272K - $1.26M

Homes in Austin are 8% more expensive than Ann Arbor

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $6.4K
Per year
Monthly Difference
$531
More take-home
Effective Rate Diff
4.2%
Rate difference

Ann Arbor, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Ann Arbor, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ann Arbor
Austin
55 Moderate
Air Quality
52 Moderate
32.8%
Good Air Days
42.6%
99 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
10 days
Heat Days >95ยฐF
98 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
10 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Michigan and Texas on TaxTakeHome.com

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