Is Dallas, TX cheaper than Annapolis, MD?

Based on cost of living data, Dallas, TX is 1.1% more expensive than Annapolis, MD. The two cities have very similar living costs.

What salary do I need in Dallas, TX to live like I do in Annapolis, MD?

If you earn $150,000 in Annapolis, MD, you'd need approximately $151,033.131 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Annapolis, MD and Dallas, TX?

Housing in Dallas, TX is 9.6% cheaper than in Annapolis, MD. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,786/month in Annapolis, MD.

How much can I save per month by moving from Annapolis, MD to Dallas, TX?

Annapolis, MD and Dallas, TX have very similar costs of living, based on a $150,000 salary.

Annapolis, MD vs Dallas, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Annapolis, MD — ZIP-level rent data · COL adjusted from Baltimore, MD area

Current salary in Annapolis, MD

Numbers update automatically as you type

You'd spend $86.09/month more in Dallas, TX

$150.0K in your current city equals $151.0K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Baltimore-Columbia-Towson, MD area

Overall Cost

↑ 1.1%

More expensive

Monthly Impact

$86.09

Extra cost

Annual Impact

$1.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Annapolis, MD

Population:41K

Cost Index:100

Median Home:$595K

Dallas, TX

Population:1304K

Cost Index:101

Median Home:$292K

Annapolis, MD

The Old Line State

41K

Population

State Tax

Yes

Located in Maryland, this city has a population of 41K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Annapolis, MD vs Dallas, TX

Category	Annapolis, MD	Dallas, TX	Difference	Change
🏠Housing	$2,644/mo	$2,391/mo	↓ $253less	9.6%
📦Other	$1,608/mo	$1,774/mo	↑ $166more	10.3%
🛒Groceries	$1,057/mo	$979/mo	↓ $77.87less	7.4%
🏥Healthcare	$571/mo	$632/mo	↑ $60.69more	10.6%
⚡All Utilities	$589/mo	$563/mo	↓ $25.87less	4.4%
🚗Transportation	$1,300/mo	$1,298/mo	↓ $1.96less	0.2%

🏠Housing

↓ 9.6%

Annapolis, MD

$2,644

Dallas, TX

$2,391

Difference

$253

less

📦Other

↑ 10.3%

Annapolis, MD

$1,608

Dallas, TX

$1,774

Difference

$166

🛒Groceries

↓ 7.4%

Annapolis, MD

$1,057

Dallas, TX

$979

Difference

$77.87

less

🏥Healthcare

↑ 10.6%

Annapolis, MD

$571

Dallas, TX

$632

Difference

$60.69

⚡All Utilities

↓ 4.4%

Annapolis, MD

$589

Dallas, TX

$563

Difference

$25.87

less

🚗Transportation

↓ 0.2%

Annapolis, MD

$1,300

Dallas, TX

$1,298

Difference

$1.96

less

🏛️ Local Income Taxes

Annapolis, MD: Anne Arundel County Income Tax$3,840/yr (2.6%)

Dallas, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,313

To$1,450

↑ $137

1 Bed

From$1,449

To$1,505

↑ $56.00

2 Bed

From$1,786

To$1,765

↓ $21.00

3 Bed

From$2,266

To$2,220

↓ $46.00

Annapolis, MDZIP-level data

1BR range: $1,810–$1,810/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,769

Monthly in Annapolis, MD

$7,637

Monthly in Dallas, TX

$132

Difference

Home Values

Annapolis

Dallas

$595K

Median Value

$292K

↑ +1.7%

YoY Change

↓ -3.1%

↑ +28.4%

5-Year Change

↑ +27.1%

$595K

Price Range

$138K - $2.01M

Homes in Dallas are 51% less expensive than Annapolis

Calculate payment - Annapolis Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.3K

Per year

Monthly Difference

$605

More take-home

Effective Rate Diff

4.8%

Rate difference

Annapolis, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Annapolis, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.