Is Kansas City, MO cheaper than Annapolis, MD?

Based on cost of living data, Kansas City, MO is 9.9% cheaper than Annapolis, MD. This translates to saving $740 per month.

What salary do I need in Kansas City, MO to live like I do in Annapolis, MD?

If you earn $150,000 in Annapolis, MD, you'd need approximately $141,118.632 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Annapolis, MD and Kansas City, MO?

Housing in Kansas City, MO is 20.4% cheaper than in Annapolis, MD. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,786/month in Annapolis, MD.

How much can I save per month by moving from Annapolis, MD to Kansas City, MO?

Moving from Annapolis, MD to Kansas City, MO could save you approximately $740 per month, or $8881 per year, based on a $150,000 salary.

Annapolis, MD vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Annapolis, MD — ZIP-level rent data · COL adjusted from Baltimore, MD area

Current salary in Annapolis, MD

Numbers update automatically as you type

You'd save $740/month moving to Kansas City, MO

$150.0K in your current city equals $141.1K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Baltimore-Columbia-Towson, MD area

Overall Cost

↓ 9.9%

Less expensive

Monthly Impact

$740

Savings

Annual Impact

$8.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Annapolis, MD

Population:41K

Cost Index:100

Median Home:$595K

Kansas City, MO

Population:508K

Cost Index:90

Median Home:$257K

Annapolis, MD

The Old Line State

41K

Population

State Tax

Yes

Located in Maryland, this city has a population of 41K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Annapolis, MD vs Kansas City, MO

Category	Annapolis, MD	Kansas City, MO	Difference	Change
🏠Housing	$2,644/mo	$2,105/mo	↓ $539less	20.4%
🛒Groceries	$1,057/mo	$949/mo	↓ $108less	10.2%
🚗Transportation	$1,300/mo	$1,216/mo	↓ $83.92less	6.5%
⚡All Utilities	$589/mo	$535/mo	↓ $53.19less	9.0%
🏥Healthcare	$571/mo	$607/mo	↑ $35.91more	6.3%
📦Other	$1,608/mo	$1,607/mo	↓ $1.43less	0.1%

🏠Housing

↓ 20.4%

Annapolis, MD

$2,644

Kansas City, MO

$2,105

Difference

$539

less

🛒Groceries

↓ 10.2%

Annapolis, MD

$1,057

Kansas City, MO

$949

Difference

$108

less

🚗Transportation

↓ 6.5%

Annapolis, MD

$1,300

Kansas City, MO

$1,216

Difference

$83.92

less

⚡All Utilities

↓ 9.0%

Annapolis, MD

$589

Kansas City, MO

$535

Difference

$53.19

less

🏥Healthcare

↑ 6.3%

Annapolis, MD

$571

Kansas City, MO

$607

Difference

$35.91

📦Other

↓ 0.1%

Annapolis, MD

$1,608

Kansas City, MO

$1,607

Difference

$1.43

less

🏛️ Local Income Taxes

Annapolis, MD: Anne Arundel County Income Tax$3,840/yr (2.6%)

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Net difference-$2,340/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,313

To$1,180

↓ $133

1 Bed

From$1,449

To$1,280

↓ $169

2 Bed

From$1,786

To$1,460

↓ $326

3 Bed

From$2,266

To$1,900

↓ $366

Annapolis, MDZIP-level data

1BR range: $1,810–$1,810/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,769

Monthly in Annapolis, MD

$7,020

Monthly in Kansas City, MO

$749

Difference

Home Values

Annapolis

Kansas City

$595K

Median Value

$257K

↑ +1.7%

YoY Change

↑ +0.6%

↑ +28.4%

5-Year Change

↑ +32.2%

$595K

Price Range

$80K - $587K

Homes in Kansas City are 57% less expensive than Annapolis

Calculate payment - Annapolis Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $669

More taxes

Monthly Difference

$55.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

Annapolis, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Annapolis, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.