Apex, NC vs North Miami, FL: Cost of Living

Which city costs less?

North Miami, FL has a modeled overall cost index 16.9% higher than Apex, NC.

Apex, NC · modeled 2BR rent: $2,140 / month
North Miami, FL · modeled 2BR rent: $2,420 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Apex, NC and North Miami, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Apex, NC

Numbers update automatically as you type

Estimated extra cost: $1,295/month in North Miami, FL

$150,000 in your current city has a modeled equivalent of $165,538 in North Miami, FL

Regional cost estimates: Apex, NC uses Raleigh, NC. North Miami, FL uses Hialeah, FL. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 16.9%

More expensive

Monthly Impact

$1,295

Extra cost

Annual Impact

$15.5K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Apex, NC

Population:72K

Cost Index:

93.0

100 = national average

Typical Home:$560K

North Miami, FL

Population:59K

Cost Index:

108.8

100 = national average

Typical Home:$479K

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Apex, NC

The Tar Heel State

72K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 72K residents.

North Miami, FL

The Sunshine State

59K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 59K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Apex, NC vs North Miami, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Apex, NC	North Miami, FL	Difference	Change
Housing	$2,263/mo	$3,015/mo	↑ $752more	33.2%
Other	$1,739/mo	$1,985/mo	↑ $246more	14.2%
Transportation	$1,308/mo	$1,507/mo	↑ $199more	15.3%
Groceries	$998/mo	$1,129/mo	↑ $132more	13.2%
All Utilities	$568/mo	$543/mo	↓ $25.05less	4.4%
Healthcare	$625/mo	$616/mo	↓ $9.08less	1.5%

Housing

↑ 33.2%

Apex, NC

$2,263

North Miami, FL

$3,015

Difference

$752

Other

↑ 14.2%

Apex, NC

$1,739

North Miami, FL

$1,985

Difference

$246

Transportation

↑ 15.3%

Apex, NC

$1,308

North Miami, FL

$1,507

Difference

$199

Groceries

↑ 13.2%

Apex, NC

$998

North Miami, FL

$1,129

Difference

$132

All Utilities

↓ 4.4%

Apex, NC

$568

North Miami, FL

$543

Difference

$25.05

less

Healthcare

↓ 1.5%

Apex, NC

$625

North Miami, FL

$616

Difference

$9.08

less

🏠Rent Comparison

Studio

From$1,860

To$1,820

↓ $40.00

1 Bed

From$1,950

To$1,980

↑ $30.00

2 Bed

From$2,140

To$2,420

↑ $280

3 Bed

From$2,690

To$3,110

↑ $420

Apex, NCZIP-level data

1BR range: $1,950–$1,950/mo

North Miami, FLZIP-level data

1BR range: $1,980–$1,980/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Apex, NC

$8,795

Monthly in North Miami, FL

$1,295

Difference

Home Values

Apex

North Miami

$560K

Median Value

$479K

↓ -2.3%

YoY Change

↓ -2.3%

↑ +44.9%

5-Year Change

↑ +61.4%

Homes in North Miami are 14% less expensive than Apex

Calculate payment - Apex Calculate payment - North Miami

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.1K

Per year

Monthly Difference

$594

More take-home

Effective Rate Diff

4.7%

Rate difference

Apex, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

North Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Apex, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

North Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Apex

North Miami

46 Good

Air Quality

48 Good

61.7%

Good Air Days

59.8%

96 High

Climate Risk

100 Very High

🌊🌡🌪

Top Hazards

🌊🌅🌀

▲+2.8°F

2050 Outlook

▲+2.3°F

31 days

Heat Days >95°F

22 days

▲+2.8°F

2050 Outlook

▲+2.3°F

31 days

Heat Days >95°F

22 days

Before moving from Apex, NC to North Miami, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in North Miami, FL for the same bedroom count and included utilities as your home in Apex, NC. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Apex to North Miami moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to North Miami, FL by cost, housing, population and region.

Frequently Asked Questions: Apex, NC vs North Miami, FL

How do the cost estimates for Apex, NC and North Miami, FL compare?

North Miami, FL has a modeled overall cost index 16.9% higher than Apex, NC. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Apex, NC, the model estimates $165,538 in North Miami, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Apex, NC and North Miami, FL?

The modeled two-bedroom rents are $2,140/month in Apex, NC and $2,420/month in North Miami, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between North Carolina and Florida on TaxTakeHome.com