Apple Creek, OH vs Lake Nebagamon, WI: Cost of Living

Which city costs less?

Lake Nebagamon, WI has a modeled overall cost index 0.7% higher than Apple Creek, OH.

Apple Creek, OH · modeled 2BR rent
$970 / month
Lake Nebagamon, WI · modeled 2BR rent
$1,030 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Apple Creek, OH and Lake Nebagamon, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $9.46/month in Lake Nebagamon, WI

$150,000 in your current city has a modeled equivalent of $150,114 in Lake Nebagamon, WI

Regional cost estimates: Apple Creek, OH uses Cleveland, OH. Lake Nebagamon, WI uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 0.7%
More expensive
Monthly Impact
$9.46
Extra cost
Annual Impact
$114
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Apple Creek, OH

Population:1K
Cost Index:
75.2
100 = national average
Typical Home:$324K

Lake Nebagamon, WI

Population:1K
Cost Index:
75.7
100 = national average
Typical Home:$331K

Planning the move to Lake Nebagamon?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Apple Creek, OH

The Buckeye State

1K
Population
State Tax
Yes

Located in Ohio, this city has a population of 1K residents.

Lake Nebagamon, WI

The Badger State

1K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Apple Creek, OH vs Lake Nebagamon, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 27.7%
Apple Creek, OH
$1,736
Lake Nebagamon, WI
$2,217
Difference
$481
more
Transportation
↓ 20.6%
Apple Creek, OH
$1,584
Lake Nebagamon, WI
$1,258
Difference
$326
less
Other
↓ 12.9%
Apple Creek, OH
$1,806
Lake Nebagamon, WI
$1,572
Difference
$234
less
Healthcare
↑ 27.3%
Apple Creek, OH
$638
Lake Nebagamon, WI
$812
Difference
$174
more
Groceries
↓ 5.9%
Apple Creek, OH
$1,174
Lake Nebagamon, WI
$1,105
Difference
$68.75
less
All Utilities
↓ 3.0%
Apple Creek, OH
$563
Lake Nebagamon, WI
$546
Difference
$16.86
less

🏠Rent Comparison

Studio
From$670
To$710
↑ $40.00
1 Bed
From$760
To$810
↑ $50.00
2 Bed
From$970
To$1,030
↑ $60.00
3 Bed
From$1,190
To$1,390
↑ $200
Apple Creek, OHZIP-level data

1BR range: $760–$760/mo

Lake Nebagamon, WIZIP-level data

1BR range: $810–$810/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Apple Creek, OH
$7,509
Monthly in Lake Nebagamon, WI
$9.46
Difference

Home Values

Apple Creek
Lake Nebagamon
$324K
Median Value
$331K
↑ +5%
YoY Change
↑ +5%
↑ +61%
5-Year Change
↑ +36.1%

Homes in Lake Nebagamon are 2% more expensive than Apple Creek

Calculate payment - Apple CreekCalculate payment - Lake Nebagamon

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.4K
More taxes
Monthly Difference
$369
Less take-home
Effective Rate Diff
2.9%
Rate difference

Apple Creek, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Lake Nebagamon, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

Apple Creek, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Lake Nebagamon, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Apple Creek
Lake Nebagamon
54 Moderate
Air Quality
36 Good
37.2%
Good Air Days
72.4%
98 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.7°F
11 days
Heat Days >95°F
14 days
▲+3.3°F
2050 Outlook
▲+3.7°F
11 days
Heat Days >95°F
14 days

Before moving from Apple Creek, OH to Lake Nebagamon, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Lake Nebagamon, WI for the same bedroom count and included utilities as your home in Apple Creek, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Apple Creek to Lake Nebagamon moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lake Nebagamon, WI by cost, housing, population and region.

Frequently Asked Questions: Apple Creek, OH vs Lake Nebagamon, WI

How do the cost estimates for Apple Creek, OH and Lake Nebagamon, WI compare?

Lake Nebagamon, WI has a modeled overall cost index 0.7% higher than Apple Creek, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Apple Creek, OH, the model estimates $150,114 in Lake Nebagamon, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Apple Creek, OH and Lake Nebagamon, WI?

The modeled two-bedroom rents are $970/month in Apple Creek, OH and $1,030/month in Lake Nebagamon, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Wisconsin on TaxTakeHome.com

Want to compare different cities?

New Comparison