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Cost of Living Comparison 2026

๐Ÿ“ Apple Valley, CA โ€” ZIP-level rent data ยท COL adjusted from San Bernardino, CA area

$

Numbers update automatically as you type

You'd save $1.3K/month moving to Indianapolis, IN

$150.0K in your current city equals $134.1K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 17.6%
Less expensive
Monthly Impact
$1,323
Savings
Annual Impact
$15.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Apple Valley, CA

Population:75K
Cost Index:100
Median Home:$426K

Indianapolis, IN

Population:888K
Cost Index:82
Median Home:$176K

Apple Valley, CA

The Golden State

75K
Population
State Tax
Yes

Located in California, this city has a population of 75K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Apple Valley, CA vs Indianapolis, IN

๐Ÿš—Transportation
โ†“ 43.7%
Apple Valley, CA
$2,111
Indianapolis, IN
$1,188
Difference
$922
less
๐Ÿ Housing
โ†“ 25.9%
Apple Valley, CA
$2,631
Indianapolis, IN
$1,949
Difference
$682
less
๐Ÿ›’Groceries
โ†“ 10.5%
Apple Valley, CA
$1,028
Indianapolis, IN
$919
Difference
$108
less
โšกAll Utilities
โ†“ 8.8%
Apple Valley, CA
$551
Indianapolis, IN
$503
Difference
$48.48
less
๐ŸฅHealthcare
โ†‘ 6.8%
Apple Valley, CA
$545
Indianapolis, IN
$582
Difference
$37.07
more
๐Ÿ“ฆOther
โ†“ 0.9%
Apple Valley, CA
$1,604
Indianapolis, IN
$1,590
Difference
$14.15
less

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Apple Valley, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,330
To$1,030
โ†“ $300
1 Bed
From$1,388
To$1,170
โ†“ $218
2 Bed
From$1,729
To$1,360
โ†“ $369
3 Bed
From$2,311
To$1,760
โ†“ $551
Apple Valley, CAZIP-level data

1BR range: $1,670โ€“$1,670/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,470
Monthly in Apple Valley, CA
$6,732
Monthly in Indianapolis, IN
$1,738
Difference

Home Values

Apple Valley
Indianapolis
$426K
Median Value
$176K
โ†“ -1.6%
YoY Change
โ†“ -1.1%
โ†‘ +34.2%
5-Year Change
โ†‘ +26.9%
$405K - $446K
Price Range
$109K - $340K

Homes in Indianapolis are 59% less expensive than Apple Valley

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.8K
Per year
Monthly Difference
$482
More take-home
Effective Rate Diff
3.9%
Rate difference

Apple Valley, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Apple Valley, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Apple Valley
Indianapolis
87 Moderate
Air Quality
54 Moderate
10.9%
Good Air Days
36.6%
100 Very High
Climate Risk
97 High
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
100 days
Heat Days >95ยฐF
18 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
100 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Indiana on TaxTakeHome.com

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