Is Phoenix, AZ cheaper than Arcadia, CA?

Based on cost of living data, Phoenix, AZ is 34.4% cheaper than Arcadia, CA. This translates to saving $2577 per month.

What salary do I need in Phoenix, AZ to live like I do in Arcadia, CA?

If you earn $150,000 in Arcadia, CA, you'd need approximately $119,081.432 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Arcadia, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 55.9% cheaper than in Arcadia, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,182/month in Arcadia, CA.

How much can I save per month by moving from Arcadia, CA to Phoenix, AZ?

Moving from Arcadia, CA to Phoenix, AZ could save you approximately $2577 per month, or $30919 per year, based on a $150,000 salary.

Arcadia, CA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Arcadia, CA — ZIP-level rent data · COL adjusted from Los Angeles, CA area

Current salary in Arcadia, CA

Numbers update automatically as you type

You'd save $2.6K/month moving to Phoenix, AZ

$150.0K in your current city equals $119.1K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 34.4%

Less expensive

Monthly Impact

$2,577

Savings

Annual Impact

$30.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Arcadia, CA

Population:54K

Cost Index:100

Median Home:$1.38M

Phoenix, AZ

Population:1608K

Cost Index:66

Median Home:$414K

Arcadia, CA

The Golden State

54K

Population

State Tax

Yes

Located in California, this city has a population of 54K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Arcadia, CA vs Phoenix, AZ

Category	Arcadia, CA	Phoenix, AZ	Difference	Change
🏠Housing	$6,327/mo	$2,788/mo	↓ $3,538less	55.9%
🚗Transportation	$1,958/mo	$1,489/mo	↓ $469less	24.0%
📦Other	$1,570/mo	$1,677/mo	↑ $107more	6.8%
🏥Healthcare	$528/mo	$589/mo	↑ $61.04more	11.6%
⚡All Utilities	$531/mo	$561/mo	↑ $30.33more	5.7%
🛒Groceries	$991/mo	$963/mo	↓ $27.47less	2.8%

🏠Housing

↓ 55.9%

Arcadia, CA

$6,327

Phoenix, AZ

$2,788

Difference

$3,538

less

🚗Transportation

↓ 24.0%

Arcadia, CA

$1,958

Phoenix, AZ

$1,489

Difference

$469

less

📦Other

↑ 6.8%

Arcadia, CA

$1,570

Phoenix, AZ

$1,677

Difference

$107

🏥Healthcare

↑ 11.6%

Arcadia, CA

$528

Phoenix, AZ

$589

Difference

$61.04

⚡All Utilities

↑ 5.7%

Arcadia, CA

$531

Phoenix, AZ

$561

Difference

$30.33

🛒Groceries

↓ 2.8%

Arcadia, CA

$991

Phoenix, AZ

$963

Difference

$27.47

less

🏠Rent Comparison

Studio

From$1,561

To$1,390

↓ $171

1 Bed

From$1,750

To$1,510

↓ $240

2 Bed

From$2,182

To$1,750

↓ $432

3 Bed

From$2,768

To$2,330

↓ $438

Arcadia, CAZIP-level data

1BR range: $2,260–$2,280/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,904

Monthly in Arcadia, CA

$8,068

Monthly in Phoenix, AZ

$3,836

Difference

Home Values

Arcadia

Phoenix

$1.38M

Median Value

$414K

↑ +2.5%

YoY Change

↓ -3.1%

↑ +28.4%

5-Year Change

↑ +30.2%

$1.36M - $1.39M

Price Range

$274K - $957K

Homes in Phoenix are 70% less expensive than Arcadia

Calculate payment - Arcadia Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

Arcadia, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Arcadia, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.