Is Austin, TX cheaper than Arden-Arcade, CA?

Based on cost of living data, Austin, TX is 8.6% cheaper than Arden-Arcade, CA. This translates to saving $642 per month.

What salary do I need in Austin, TX to live like I do in Arden-Arcade, CA?

If you earn $150,000 in Arden-Arcade, CA, you'd need approximately $142,291.82 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Arden-Arcade, CA and Austin, TX?

Housing in Austin, TX is 9.2% cheaper than in Arden-Arcade, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,514/month in Arden-Arcade, CA.

How much can I save per month by moving from Arden-Arcade, CA to Austin, TX?

Moving from Arden-Arcade, CA to Austin, TX could save you approximately $642 per month, or $7708 per year, based on a $150,000 salary.

Arden-Arcade, CA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Arden-Arcade, CA — COL adjusted from Sacramento, CA area + state data

Current salary in Arden-Arcade, CA

Numbers update automatically as you type

You'd save $642/month moving to Austin, TX

$150.0K in your current city equals $142.3K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 8.6%

Less expensive

Monthly Impact

$642

Savings

Annual Impact

$7.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Arden-Arcade, CA

Population:95K

Cost Index:100

Median Home:$460K

Austin, TX

Population:979K

Cost Index:91

Median Home:$558K

Arden-Arcade, CA

The Golden State

95K

Population

State Tax

Yes

Located in California, this city has a population of 95K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Arden-Arcade, CA vs Austin, TX

Category	Arden-Arcade, CA	Austin, TX	Difference	Change
🏠Housing	$3,175/mo	$2,885/mo	↓ $291less	9.2%
🚗Transportation	$1,368/mo	$1,284/mo	↓ $83.76less	6.1%
🛒Groceries	$1,039/mo	$959/mo	↓ $80.04less	7.7%
⚡All Utilities	$520/mo	$541/mo	↑ $20.88more	4.0%
🏥Healthcare	$608/mo	$589/mo	↓ $19.35less	3.2%
📦Other	$1,741/mo	$1,741/mo	↑ $0.29more	0.0%

🏠Housing

↓ 9.2%

Arden-Arcade, CA

$3,175

Austin, TX

$2,885

Difference

$291

less

🚗Transportation

↓ 6.1%

Arden-Arcade, CA

$1,368

Austin, TX

$1,284

Difference

$83.76

less

🛒Groceries

↓ 7.7%

Arden-Arcade, CA

$1,039

Austin, TX

$959

Difference

$80.04

less

⚡All Utilities

↑ 4.0%

Arden-Arcade, CA

$520

Austin, TX

$541

Difference

$20.88

🏥Healthcare

↓ 3.2%

Arden-Arcade, CA

$608

Austin, TX

$589

Difference

$19.35

less

📦Other

↑ 0.0%

Arden-Arcade, CA

$1,741

Austin, TX

$1,741

Difference

$0.29

🏠Rent Comparison

Studio

From$1,023

To$1,585

↑ $562

1 Bed

From$1,187

To$1,685

↑ $498

2 Bed

From$1,514

To$1,995

↑ $481

3 Bed

From$2,128

To$2,525

↑ $397

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,451

Monthly in Arden-Arcade, CA

$7,998

Monthly in Austin, TX

$452

Difference

Home Values

Arden-Arcade

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Arden-Arcade, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Arden-Arcade, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.