Is Indianapolis, IN cheaper than Arlington Heights, IL?

Based on cost of living data, Indianapolis, IN is 12.7% cheaper than Arlington Heights, IL. This translates to saving $951 per month.

What salary do I need in Indianapolis, IN to live like I do in Arlington Heights, IL?

If you earn $150,000 in Arlington Heights, IL, you'd need approximately $138,588.941 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Arlington Heights, IL and Indianapolis, IN?

Housing in Indianapolis, IN is 23.4% cheaper than in Arlington Heights, IL. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,371/month in Arlington Heights, IL.

How much can I save per month by moving from Arlington Heights, IL to Indianapolis, IN?

Moving from Arlington Heights, IL to Indianapolis, IN could save you approximately $951 per month, or $11411 per year, based on a $150,000 salary.

Arlington Heights, IL vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Arlington Heights, IL — COL adjusted from Chicago, IL area + state data

Current salary in Arlington Heights, IL

Numbers update automatically as you type

You'd save $951/month moving to Indianapolis, IN

$150.0K in your current city equals $138.6K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 12.7%

Less expensive

Monthly Impact

$951

Savings

Annual Impact

$11.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Arlington Heights, IL

Population:74K

Cost Index:100

Median Home:$305K

Indianapolis, IN

Population:888K

Cost Index:87

Median Home:$176K

Arlington Heights, IL

The Prairie State

74K

Population

State Tax

Yes

Located in Illinois, this city has a population of 74K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Arlington Heights, IL vs Indianapolis, IN

Category	Arlington Heights, IL	Indianapolis, IN	Difference	Change
🏠Housing	$2,544/mo	$1,949/mo	↓ $595less	23.4%
🚗Transportation	$1,549/mo	$1,188/mo	↓ $360less	23.3%
🛒Groceries	$988/mo	$919/mo	↓ $68.79less	7.0%
📦Other	$1,620/mo	$1,590/mo	↓ $29.72less	1.8%
🏥Healthcare	$571/mo	$582/mo	↑ $11.38more	2.0%
⚡All Utilities	$498/mo	$503/mo	↑ $4.35more	0.9%

🏠Housing

↓ 23.4%

Arlington Heights, IL

$2,544

Indianapolis, IN

$1,949

Difference

$595

less

🚗Transportation

↓ 23.3%

Arlington Heights, IL

$1,549

Indianapolis, IN

$1,188

Difference

$360

less

🛒Groceries

↓ 7.0%

Arlington Heights, IL

$988

Indianapolis, IN

$919

Difference

$68.79

less

📦Other

↓ 1.8%

Arlington Heights, IL

$1,620

Indianapolis, IN

$1,590

Difference

$29.72

less

🏥Healthcare

↑ 2.0%

Arlington Heights, IL

$571

Indianapolis, IN

$582

Difference

$11.38

⚡All Utilities

↑ 0.9%

Arlington Heights, IL

$498

Indianapolis, IN

$503

Difference

$4.35

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Arlington Heights, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$940

To$1,030

↑ $90.00

1 Bed

From$1,136

To$1,170

↑ $34.00

2 Bed

From$1,371

To$1,360

↓ $11.00

3 Bed

From$1,880

To$1,760

↓ $120

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,770

Monthly in Arlington Heights, IL

$6,732

Monthly in Indianapolis, IN

$1,038

Difference

Home Values

Arlington Heights

Indianapolis

Median Value

$176K

YoY Change

↓ -1.1%

5-Year Change

↑ +26.9%

Price Range

$109K - $340K

Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.6K

Per year

Monthly Difference

$215

More take-home

Effective Rate Diff

1.7%

Rate difference

Arlington Heights, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Arlington Heights, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.