What salary do I need in St. Louis, MO to live like I do in Aspen Hill, MD?

If you earn $150,000 in Aspen Hill, MD, you'd need approximately $114,599.262 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Aspen Hill, MD and St. Louis, MO?

Housing in St. Louis, MO is 64.5% cheaper than in Aspen Hill, MD. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $2,245/month in Aspen Hill, MD.

How much can I save per month by moving from Aspen Hill, MD to St. Louis, MO?

Moving from Aspen Hill, MD to St. Louis, MO could save you approximately $2950 per month, or $35401 per year, based on a $150,000 salary.

Aspen Hill, MD vs St. Louis, MO: Cost of Living Comparison 2026

Q: Is St. Louis, MO cheaper than Aspen Hill, MD?

Based on cost of living data, St. Louis, MO is 39.3% cheaper than Aspen Hill, MD. This translates to saving $2950 per month.

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Aspen Hill, MD

Numbers update automatically as you type

You'd save $3.0K/month moving to St. Louis, MO

$150.0K in your current city equals $114.6K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 39.3%

Less expensive

Monthly Impact

$2,950

Savings

Annual Impact

$35.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Aspen Hill, MD

Population:51K

Cost Index:

100

100 = national average

Median Home:$556K

St. Louis, MO

Population:302K

Cost Index:

(39% below avg)

Median Home:$145K

Aspen Hill, MD

The Old Line State

51K

Population

State Tax

Yes

Located in Maryland, this city has a population of 51K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Aspen Hill, MD vs St. Louis, MO

Category	Aspen Hill, MD	St. Louis, MO	Difference	Change
Housing	$5,274/mo	$1,871/mo	↓ $3,403less	64.5%
Transportation	$1,779/mo	$1,216/mo	↓ $563less	31.6%
Other	$1,722/mo	$1,607/mo	↓ $114less	6.7%
Groceries	$1,048/mo	$949/mo	↓ $98.96less	9.4%
Healthcare	$614/mo	$527/mo	↓ $87.21less	14.2%
All Utilities	$494/mo	$535/mo	↑ $41.89more	8.5%

Housing

↓ 64.5%

Aspen Hill, MD

$5,274

St. Louis, MO

$1,871

Difference

$3,403

less

Transportation

↓ 31.6%

Aspen Hill, MD

$1,779

St. Louis, MO

$1,216

Difference

$563

less

Other

↓ 6.7%

Aspen Hill, MD

$1,722

St. Louis, MO

$1,607

Difference

$114

less

Groceries

↓ 9.4%

Aspen Hill, MD

$1,048

St. Louis, MO

$949

Difference

$98.96

less

Healthcare

↓ 14.2%

Aspen Hill, MD

$614

St. Louis, MO

$527

Difference

$87.21

less

All Utilities

↑ 8.5%

Aspen Hill, MD

$494

St. Louis, MO

$535

Difference

$41.89

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Aspen Hill, MD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,524

To$910

↓ $614

1 Bed

From$1,764

To$950

↓ $814

2 Bed

From$2,245

To$1,160

↓ $1,085

3 Bed

From$3,128

To$1,490

↓ $1,638

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,930

Monthly in Aspen Hill, MD

$6,705

Monthly in St. Louis, MO

$4,224

Difference

Home Values

Aspen Hill

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $669

More taxes

Monthly Difference

$55.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

Aspen Hill, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Aspen Hill, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Aspen Hill

St. Louis

45 Good

Air Quality

54 Moderate

63.7%

Good Air Days

38%

98 High

Climate Risk

99 High

🌊🌀🌡

Top Hazards

🌊🌡🫨

▲+2.9°F

2050 Outlook

▲+3.0°F

27 days

Heat Days >95°F

39 days

▲+2.9°F

2050 Outlook

▲+3.0°F

27 days

Heat Days >95°F

39 days

What to Consider When Moving from Aspen Hill, MD to St. Louis, MO

Relocating from Aspen Hill, MD to St. Louis, MO involves more than just comparing rent prices. While the overall cost of living is about 39% lower in St. Louis, MO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in St. Louis, MO is 65% cheaper than in Aspen Hill, MD. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in St. Louis, MO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in St. Louis, MO to match your current standard of living in Aspen Hill, MD.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit St. Louis, MO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Aspen Hill, MD vs St. Louis, MO

Is St. Louis, MO cheaper than Aspen Hill, MD?

Yes, St. Louis, MO is about 39.3% cheaper than Aspen Hill, MD. You could save approximately $2,950/month on a $150,000 salary. Housing costs are 65% lower in St. Louis, MO.

What salary do I need in St. Louis, MO to match my lifestyle in Aspen Hill, MD?

If you currently earn $150,000 in Aspen Hill, MD, you would need approximately $114,599 in St. Louis, MO to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Aspen Hill, MD and St. Louis, MO?

A two-bedroom apartment averages $2,245/month in Aspen Hill, MD compared to $1,160/month in St. Louis, MO. One-bedroom apartments are $1,764/month in Aspen Hill, MD vs $950/month in St. Louis, MO. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Aspen Hill, MD or St. Louis, MO?

Groceries are about 9% cheaper in St. Louis, MO than in Aspen Hill, MD, saving a typical household roughly $98.96/month on food.

What is the best time to move from Aspen Hill, MD to St. Louis, MO?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Maryland and Missouri on TaxTakeHome.com