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Cost of Living Comparison 2026

๐Ÿ“ Athens, AL โ€” ZIP-level rent data ยท COL adjusted from Birmingham, AL area

$

Numbers update automatically as you type

You'd save $228/month moving to Indianapolis, IN

$150.0K in your current city equals $147.3K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 3.0%
Less expensive
Monthly Impact
$228
Savings
Annual Impact
$2.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Athens, AL

Population:31K
Cost Index:100
Median Home:$244K

Indianapolis, IN

Population:888K
Cost Index:97
Median Home:$176K

Athens, AL

The Heart of Dixie

31K
Population
State Tax
Yes

Located in Alabama, this city has a population of 31K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Athens, AL vs Indianapolis, IN

๐ŸฅHealthcare
โ†‘ 11.5%
Athens, AL
$522
Indianapolis, IN
$582
Difference
$60.16
more
๐Ÿ›’Groceries
โ†“ 5.6%
Athens, AL
$974
Indianapolis, IN
$919
Difference
$54.88
less
๐Ÿš—Transportation
โ†“ 4.1%
Athens, AL
$1,240
Indianapolis, IN
$1,188
Difference
$51.33
less
โšกAll Utilities
โ†“ 8.5%
Athens, AL
$549
Indianapolis, IN
$503
Difference
$46.66
less
๐Ÿ Housing
โ†“ 1.7%
Athens, AL
$1,983
Indianapolis, IN
$1,949
Difference
$34.27
less
๐Ÿ“ฆOther
โ†“ 2.0%
Athens, AL
$1,623
Indianapolis, IN
$1,590
Difference
$32.57
less

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Athens, AL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$866
To$1,030
โ†‘ $164
1 Bed
From$1,000
To$1,170
โ†‘ $170
2 Bed
From$1,165
To$1,360
โ†‘ $195
3 Bed
From$1,495
To$1,760
โ†‘ $265
Athens, ALZIP-level data

1BR range: $970โ€“$970/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,892
Monthly in Athens, AL
$6,732
Monthly in Indianapolis, IN
$160
Difference

Home Values

Athens
Indianapolis
$244K
Median Value
$176K
โ†“ -0.5%
YoY Change
โ†“ -1.1%
โ†‘ +32.2%
5-Year Change
โ†‘ +26.9%
$244K
Price Range
$109K - $340K

Homes in Indianapolis are 28% less expensive than Athens

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.6K
Per year
Monthly Difference
$218
More take-home
Effective Rate Diff
1.7%
Rate difference

Athens, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Athens, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Athens
Indianapolis
57 Moderate
Air Quality
54 Moderate
26%
Good Air Days
36.6%
98 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
41 days
Heat Days >95ยฐF
18 days
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
41 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Alabama and Indiana on TaxTakeHome.com

Where your money goes further

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