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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $637/month moving to Durham, NC

$150.0K in your current city equals $142.4K in Durham, NC

Rent data from HUD ZIP-level estimates · COL index from Atlanta-Sandy Springs-Alpharetta, GA area
Overall Cost
8.5%
Less expensive
Monthly Impact
$637
Savings
Annual Impact
$7.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Atlanta, GA

Population:499K
Cost Index:
100
100 = national average
Median Home:$441K

Durham, NC

Population:325K
Cost Index:
92
(8% below avg)
Median Home:$411K

Atlanta, GA

The Peach State

499K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Major transportation hub
  • Capital of the South
  • Delta Air Lines headquarters

Major Industries

TransportationTechnologyFilm ProductionFinance

Durham, NC

The Tar Heel State

325K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 325K residents.

Cost Breakdown by Category

Annual spending: Atlanta, GA vs Durham, NC

Other
11.3%
Atlanta, GA
$1,925
Durham, NC
$1,707
Difference
$218
less
Transportation
11.3%
Atlanta, GA
$1,448
Durham, NC
$1,284
Difference
$164
less
Housing
5.9%
Atlanta, GA
$2,625
Durham, NC
$2,469
Difference
$156
less
All Utilities
6.5%
Atlanta, GA
$585
Durham, NC
$546
Difference
$38.25
less
Healthcare
2.1%
Atlanta, GA
$589
Durham, NC
$601
Difference
$12.39
more
Groceries
0.0%
Atlanta, GA
$959
Durham, NC
$959
Difference
$0
same

🏠Rent Comparison

Studio
From$1,865
To$1,430
$435
1 Bed
From$1,950
To$1,520
$430
2 Bed
From$2,140
To$1,730
$410
3 Bed
From$2,565
To$2,140
$425
Atlanta, GAZIP-level data

1BR range: $1,110$2,490/mo

Durham, NCZIP-level data

1BR range: $1,480$1,750/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,130
Monthly in Atlanta, GA
$7,567
Monthly in Durham, NC
$563
Difference

Home Values

Atlanta
Durham
$441K
Median Value
$411K
↓ -2.6%
YoY Change
↓ -0.5%
↑ +17.9%
5-Year Change
↑ +38%
$202K - $1.46M
Price Range
$306K - $461K

Homes in Durham are 7% less expensive than Atlanta

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$1.3K
Per year
Monthly Difference
$111
More take-home
Effective Rate Diff
0.9%
Rate difference

Atlanta, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Durham, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Atlanta, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

Durham, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Atlanta
Durham
50 Good
Air Quality
51 Moderate
50.8%
Good Air Days
46.4%
96 High
Climate Risk
90 Moderate
🌊🌪💨
Top Hazards
🌪💨
+2.7°F
2050 Outlook
+2.7°F
28 days
Heat Days >95°F
36 days
+2.7°F
2050 Outlook
+2.7°F
28 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Georgia and North Carolina on TaxTakeHome.com

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