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Atlanta, GA

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Houston, TX

Cost of Living Comparison 2026

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You'd save $672/month moving to Houston, TX

$150.0K in your current city equals $141.9K in Houston, TX

Rent data from HUD ZIP-level estimates · COL index from Atlanta-Sandy Springs-Alpharetta, GA area
Overall Cost
9.0%
Less expensive
Monthly Impact
$672
Savings
Annual Impact
$8.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Atlanta, GA

Population:499K
Cost Index:100
Median Home:$441K

Houston, TX

Population:2305K
Cost Index:91
Median Home:$245K

Atlanta, GA

The Peach State

499K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Major transportation hub
  • Capital of the South
  • Delta Air Lines headquarters

Major Industries

TransportationTechnologyFilm ProductionFinance

Houston, TX

The Lone Star State

2.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Energy capital of the world
  • NASA Mission Control
  • Diverse port city

Major Industries

EnergyAerospaceHealthcareInternational Trade

Cost Breakdown by Category

Annual spending: Atlanta, GA vs Houston, TX

🏠Housing
16.5%
Atlanta, GA
$2,625
Houston, TX
$2,191
Difference
$434
less
📦Other
8.2%
Atlanta, GA
$1,925
Houston, TX
$1,768
Difference
$157
less
🛒Groceries
5.0%
Atlanta, GA
$959
Houston, TX
$911
Difference
$47.96
less
All Utilities
5.5%
Atlanta, GA
$585
Houston, TX
$552
Difference
$32.24
less
🏥Healthcare
4.5%
Atlanta, GA
$589
Houston, TX
$562
Difference
$26.64
less
🚗Transportation
0.1%
Atlanta, GA
$1,448
Houston, TX
$1,449
Difference
$1.37
more

🏠Rent Comparison

Studio
From$1,865
To$1,220
$645
1 Bed
From$1,950
To$1,260
$690
2 Bed
From$2,140
To$1,500
$640
3 Bed
From$2,565
To$2,020
$545
Atlanta, GAZIP-level data

1BR range: $1,110$2,490/mo

Houston, TXZIP-level data

1BR range: $880$1,980/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,130
Monthly in Atlanta, GA
$7,434
Monthly in Houston, TX
$697
Difference

Home Values

Atlanta
Houston
$441K
Median Value
$245K
↓ -2.6%
YoY Change
↓ -3.1%
↑ +17.9%
5-Year Change
↑ +23.4%
$202K - $1.46M
Price Range
$138K - $1.64M

Homes in Houston are 44% less expensive than Atlanta

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$8.5K
Per year
Monthly Difference
$704
More take-home
Effective Rate Diff
5.6%
Rate difference

Atlanta, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Houston, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Atlanta, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

Houston, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Atlanta
Houston
50 Good
Air Quality
61 Moderate
50.8%
Good Air Days
13.7%
96 High
Climate Risk
100 Very High
🌊🌪💨
Top Hazards
🌊🌅🌀
+2.7°F
2050 Outlook
+2.2°F
28 days
Heat Days >95°F
64 days
+2.7°F
2050 Outlook
+2.2°F
28 days
Heat Days >95°F
64 days

💰 See how taxes change too — compare take-home pay between Georgia and Texas on TaxTakeHome.com

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