Is Indianapolis, IN cheaper than Atlanta, GA?

Based on cost of living data, Indianapolis, IN is 17.9% cheaper than Atlanta, GA. This translates to saving $1344 per month.

What salary do I need in Indianapolis, IN to live like I do in Atlanta, GA?

If you earn $150,000 in Atlanta, GA, you'd need approximately $133,867.925 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Atlanta, GA and Indianapolis, IN?

Housing in Indianapolis, IN is 25.7% cheaper than in Atlanta, GA. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $2,140/month in Atlanta, GA.

How much can I save per month by moving from Atlanta, GA to Indianapolis, IN?

Moving from Atlanta, GA to Indianapolis, IN could save you approximately $1344 per month, or $16132 per year, based on a $150,000 salary.

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Atlanta, GA

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Indianapolis, IN

Cost of Living Comparison 2026

Current salary in Atlanta, GA

Numbers update automatically as you type

You'd save $1.3K/month moving to Indianapolis, IN

$150.0K in your current city equals $133.9K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Atlanta-Sandy Springs-Alpharetta, GA area

Overall Cost

↓ 17.9%

Less expensive

Monthly Impact

$1,344

Savings

Annual Impact

$16.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Atlanta, GA

Population:499K

Cost Index:100

Median Home:$441K

Indianapolis, IN

Population:888K

Cost Index:82

Median Home:$176K

Atlanta, GA

The Peach State

499K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major transportation hub
•Capital of the South
•Delta Air Lines headquarters

Major Industries

TransportationTechnologyFilm ProductionFinance

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Atlanta, GA vs Indianapolis, IN

Category	Atlanta, GA	Indianapolis, IN	Difference	Change
🏠Housing	$2,625/mo	$1,949/mo	↓ $676less	25.7%
📦Other	$1,925/mo	$1,590/mo	↓ $335less	17.4%
🚗Transportation	$1,448/mo	$1,188/mo	↓ $260less	17.9%
⚡All Utilities	$585/mo	$503/mo	↓ $81.96less	14.0%
🛒Groceries	$959/mo	$919/mo	↓ $39.97less	4.2%
🏥Healthcare	$589/mo	$582/mo	↓ $6.20less	1.1%

🏠Housing

↓ 25.7%

Atlanta, GA

$2,625

Indianapolis, IN

$1,949

Difference

$676

less

📦Other

↓ 17.4%

Atlanta, GA

$1,925

Indianapolis, IN

$1,590

Difference

$335

less

🚗Transportation

↓ 17.9%

Atlanta, GA

$1,448

Indianapolis, IN

$1,188

Difference

$260

less

⚡All Utilities

↓ 14.0%

Atlanta, GA

$585

Indianapolis, IN

$503

Difference

$81.96

less

🛒Groceries

↓ 4.2%

Atlanta, GA

$959

Indianapolis, IN

$919

Difference

$39.97

less

🏥Healthcare

↓ 1.1%

Atlanta, GA

$589

Indianapolis, IN

$582

Difference

$6.20

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Atlanta, GA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,865

To$1,030

↓ $835

1 Bed

From$1,950

To$1,170

↓ $780

2 Bed

From$2,140

To$1,360

↓ $780

3 Bed

From$2,565

To$1,760

↓ $805

Atlanta, GAZIP-level data

1BR range: $1,110–$2,490/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,130

Monthly in Atlanta, GA

$6,732

Monthly in Indianapolis, IN

$1,398

Difference

Home Values

Atlanta

Indianapolis

$441K

Median Value

$176K

↓ -2.6%

YoY Change

↓ -1.1%

↑ +17.9%

5-Year Change

↑ +26.9%

$202K - $1.46M

Price Range

$109K - $340K

Homes in Indianapolis are 60% less expensive than Atlanta

Calculate payment - Atlanta Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.6K

Per year

Monthly Difference

$301

More take-home

Effective Rate Diff

2.4%

Rate difference

Atlanta, GA

Federal Income Tax

Effective: 18.9%

$25.5K

Georgia State Tax

Effective: 5.6%

$8.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.5K

Take-Home Pay

$8,711/month

$104.5K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Atlanta, GA Tax Rates

Sales Tax:7.3%

Property Tax:0.9%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.