Is San Antonio, TX cheaper than Atlantic City, NJ?

Based on cost of living data, San Antonio, TX is 0.2% cheaper than Atlantic City, NJ. The two cities have very similar living costs.

What salary do I need in San Antonio, TX to live like I do in Atlantic City, NJ?

If you earn $150,000 in Atlantic City, NJ, you'd need approximately $149,802.608 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Atlantic City, NJ and San Antonio, TX?

Housing in San Antonio, TX is 11.9% more expensive than in Atlantic City, NJ. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,241/month in Atlantic City, NJ.

How much can I save per month by moving from Atlantic City, NJ to San Antonio, TX?

Moving from Atlantic City, NJ to San Antonio, TX could save you approximately $16 per month, or $197 per year, based on a $150,000 salary.

Atlantic City, NJ vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Atlantic City, NJ — ZIP-level rent data · COL adjusted from Philadelphia, PA area

Current salary in Atlantic City, NJ

Numbers update automatically as you type

You'd save $16.45/month moving to San Antonio, TX

$150.0K in your current city equals $149.8K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 0.2%

Less expensive

Monthly Impact

$16.45

Savings

Annual Impact

$197

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Atlantic City, NJ

Population:38K

Cost Index:100

Median Home:$216K

San Antonio, TX

Population:1547K

Cost Index:100

Median Home:$215K

Atlantic City, NJ

The Garden State

38K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 38K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Atlantic City, NJ vs San Antonio, TX

Category	Atlantic City, NJ	San Antonio, TX	Difference	Change
🏠Housing	$1,876/mo	$2,100/mo	↑ $224more	11.9%
🛒Groceries	$1,048/mo	$913/mo	↓ $135less	12.9%
⚡All Utilities	$576/mo	$496/mo	↓ $80.18less	13.9%
🏥Healthcare	$576/mo	$527/mo	↓ $49.77less	8.6%
📦Other	$1,599/mo	$1,647/mo	↑ $48.12more	3.0%
🚗Transportation	$1,280/mo	$1,287/mo	↑ $6.51more	0.5%

🏠Housing

↑ 11.9%

Atlantic City, NJ

$1,876

San Antonio, TX

$2,100

Difference

$224

🛒Groceries

↓ 12.9%

Atlantic City, NJ

$1,048

San Antonio, TX

$913

Difference

$135

less

⚡All Utilities

↓ 13.9%

Atlantic City, NJ

$576

San Antonio, TX

$496

Difference

$80.18

less

🏥Healthcare

↓ 8.6%

Atlantic City, NJ

$576

San Antonio, TX

$527

Difference

$49.77

less

📦Other

↑ 3.0%

Atlantic City, NJ

$1,599

San Antonio, TX

$1,647

Difference

$48.12

🚗Transportation

↑ 0.5%

Atlantic City, NJ

$1,280

San Antonio, TX

$1,287

Difference

$6.51

🏠Rent Comparison

Studio

From$896

To$1,110

↑ $214

1 Bed

From$1,019

To$1,210

↑ $191

2 Bed

From$1,241

To$1,470

↑ $229

3 Bed

From$1,716

To$1,890

↑ $174

Atlantic City, NJZIP-level data

1BR range: $1,330–$1,330/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,956

Monthly in Atlantic City, NJ

$6,969

Monthly in San Antonio, TX

$13.68

Difference

Home Values

Atlantic City

San Antonio

$216K

Median Value

$215K

↑ +0.5%

YoY Change

↓ -2.9%

↑ +67.3%

5-Year Change

↑ +16.7%

$216K

Price Range

$107K - $905K

Homes in San Antonio are 1% less expensive than Atlantic City

Calculate payment - Atlantic City Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

5.0%

Rate difference

Atlantic City, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Atlantic City, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.