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Cost of Living Comparison 2026

๐Ÿ“ Auburn, NY โ€” ZIP-level rent data ยท COL adjusted from Newark, NJ area

$

Numbers update automatically as you type

You'd spend $899/month more in Charlotte, NC

$150.0K in your current city equals $160.8K in Charlotte, NC

Rent data from HUD ZIP-level estimates ยท COL index from Syracuse, NY area
Overall Cost
โ†‘ 12.0%
More expensive
Monthly Impact
$899
Extra cost
Annual Impact
$10.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Auburn, NY

Population:26K
Cost Index:100
Median Home:$207K

Charlotte, NC

Population:875K
Cost Index:112
Median Home:$399K

Auburn, NY

The Empire State

26K
Population
State Tax
Yes

Located in New York, this city has a population of 26K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor banking center
  • โ€ขNASCAR headquarters
  • โ€ขQueen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Auburn, NY vs Charlotte, NC

๐Ÿ Housing
โ†‘ 51.3%
Auburn, NY
$1,632
Charlotte, NC
$2,469
Difference
$837
more
๐Ÿ“ฆOther
โ†‘ 5.1%
Auburn, NY
$1,624
Charlotte, NC
$1,707
Difference
$83.06
more
๐Ÿš—Transportation
โ†“ 6.2%
Auburn, NY
$1,282
Charlotte, NC
$1,202
Difference
$79.64
less
๐ŸฅHealthcare
โ†‘ 3.6%
Auburn, NY
$616
Charlotte, NC
$638
Difference
$22.28
more
โšกAll Utilities
โ†“ 2.7%
Auburn, NY
$533
Charlotte, NC
$519
Difference
$14.28
less
๐Ÿ›’Groceries
โ†‘ 0.5%
Auburn, NY
$984
Charlotte, NC
$989
Difference
$4.92
more

๐Ÿ Rent Comparison

Studio
From$614
To$1,630
โ†‘ $1,016
1 Bed
From$661
To$1,710
โ†‘ $1,049
2 Bed
From$811
To$1,870
โ†‘ $1,059
3 Bed
From$1,009
To$2,300
โ†‘ $1,291
Auburn, NYZIP-level data

1BR range: $970โ€“$970/mo

Charlotte, NCZIP-level data

1BR range: $1,340โ€“$2,310/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,672
Monthly in Auburn, NY
$7,525
Monthly in Charlotte, NC
$853
Difference

Home Values

Auburn
Charlotte
$207K
Median Value
$399K
โ†‘ +3%
YoY Change
โ†“ -1.1%
โ†‘ +41.4%
5-Year Change
โ†‘ +40.8%
$207K
Price Range
$293K - $1.57M

Homes in Charlotte are 93% more expensive than Auburn

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.4K
Per year
Monthly Difference
$202
More take-home
Effective Rate Diff
1.6%
Rate difference

Auburn, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Auburn, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Auburn
Charlotte
N/A
Air Quality
51 Moderate
-
Good Air Days
46.2%
98 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
15 days
Heat Days >95ยฐF
36 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
15 days
Heat Days >95ยฐF
36 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New York and North Carolina on TaxTakeHome.com

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