Audubon, NJ vs Montpelier, VT: Cost of Living

Which city costs less?

Montpelier, VT has a modeled overall cost index 0.8% higher than Audubon, NJ.

Audubon, NJ · modeled 2BR rent: $1,400 / month
Montpelier, VT · modeled 2BR rent: $1,570 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Audubon, NJ and Montpelier, VT using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Audubon, NJ

Numbers update automatically as you type

Estimated extra cost: $239/month in Montpelier, VT

$150,000 in your current city has a modeled equivalent of $152,874 in Montpelier, VT

Regional cost estimates: Audubon, NJ uses Philadelphia, PA. Montpelier, VT uses Boston, MA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 0.8%

More expensive

Monthly Impact

$239

Extra cost

Annual Impact

$2.9K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Audubon, NJ

Population:9K

Cost Index:

89.8

100 = national average

Typical Home:$367K

Montpelier, VT

Population:8K

Cost Index:

90.5

100 = national average

Typical Home:$406K

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Audubon, NJ

The Garden State

Population

State Tax

Yes

Located in New Jersey, this city has a population of 9K residents.

Montpelier, VT

The Green Mountain State

Population

State Tax

Yes

Located in Vermont, this city has a population of 8K residents.

Cost Breakdown by Category

Estimated monthly spending: Audubon, NJ vs Montpelier, VT

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Audubon, NJ	Montpelier, VT	Difference	Change
Housing	$2,018/mo	$3,151/mo	↑ $1,134more	56.2%
Other	$1,720/mo	$1,211/mo	↓ $509less	29.6%
Groceries	$1,136/mo	$919/mo	↓ $217less	19.1%
Transportation	$1,377/mo	$1,215/mo	↓ $162less	11.8%
All Utilities	$624/mo	$610/mo	↓ $14.59less	2.3%
Healthcare	$625/mo	$633/mo	↑ $8.31more	1.3%

Housing

↑ 56.2%

Audubon, NJ

$2,018

Montpelier, VT

$3,151

Difference

$1,134

Other

↓ 29.6%

Audubon, NJ

$1,720

Montpelier, VT

$1,211

Difference

$509

less

Groceries

↓ 19.1%

Audubon, NJ

$1,136

Montpelier, VT

$919

Difference

$217

less

Transportation

↓ 11.8%

Audubon, NJ

$1,377

Montpelier, VT

$1,215

Difference

$162

less

All Utilities

↓ 2.3%

Audubon, NJ

$624

Montpelier, VT

$610

Difference

$14.59

less

Healthcare

↑ 1.3%

Audubon, NJ

$625

Montpelier, VT

$633

Difference

$8.31

🏠Rent Comparison

Studio

From$1,080

To$1,190

↑ $110

1 Bed

From$1,180

To$1,200

↑ $20.00

2 Bed

From$1,400

To$1,570

↑ $170

3 Bed

From$1,680

To$1,930

↑ $250

Audubon, NJZIP-level data

1BR range: $1,180–$1,180/mo

Montpelier, VTZIP-level data

1BR range: $1,200–$1,200/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Audubon, NJ

$7,739

Monthly in Montpelier, VT

$239

Difference

Home Values

Audubon

Montpelier

$367K

Median Value

$406K

↑ +3.6%

YoY Change

↑ +0.8%

↑ +45.3%

5-Year Change

↑ +29.2%

Homes in Montpelier are 11% more expensive than Audubon

Calculate payment - Audubon Calculate payment - Montpelier

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.6K

More taxes

Monthly Difference

$137

Less take-home

Effective Rate Diff

1.1%

Rate difference

Audubon, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Montpelier, VT

Federal Income Tax

Effective: 18.9%

$25.5K

Vermont State Tax

Effective: 6.1%

$9.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.7%

$46.1K

Take-Home Pay

$8,659/month

$103.9K

Additional Tax Information

Audubon, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Montpelier, VT Tax Rates

Sales Tax:7.1%

Property Tax:1.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Audubon

Montpelier

52 Moderate

Air Quality

36 Good

47.3%

Good Air Days

79.5%

100 Very High

Climate Risk

94 Moderate

🌊🌅🌀

Top Hazards

🌊🌅🌀

▲+2.9°F

2050 Outlook

▲+2.5°F

22 days

Heat Days >95°F

6 days

▲+2.9°F

2050 Outlook

▲+2.5°F

22 days

Heat Days >95°F

6 days

Before moving from Audubon, NJ to Montpelier, VT

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Montpelier, VT for the same bedroom count and included utilities as your home in Audubon, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Audubon to Montpelier moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Montpelier, VT by cost, housing, population and region.

Frequently Asked Questions: Audubon, NJ vs Montpelier, VT

How do the cost estimates for Audubon, NJ and Montpelier, VT compare?

Montpelier, VT has a modeled overall cost index 0.8% higher than Audubon, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Audubon, NJ, the model estimates $152,874 in Montpelier, VT. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Audubon, NJ and Montpelier, VT?

The modeled two-bedroom rents are $1,400/month in Audubon, NJ and $1,570/month in Montpelier, VT. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New Jersey and Vermont on TaxTakeHome.com

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