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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $6.2K/month more in Oakland, CA

$150.0K in your current city equals $224.5K in Oakland, CA

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area
Overall Cost
82.7%
More expensive
Monthly Impact
$6,205
Extra cost
Annual Impact
$74.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Aurora, CO

Population:395K
Cost Index:
100
100 = national average
Median Home:$431K

Oakland, CA

Population:441K
Cost Index:
183
(83% above avg)
Median Home:$575K

Aurora, CO

The Centennial State

395K
Population
State Tax
Yes

Located in Colorado, this city has a population of 395K residents.

Oakland, CA

The Golden State

441K
Population
State Tax
Yes

Located in California, this city has a population of 441K residents.

Cost Breakdown by Category

Annual spending: Aurora, CO vs Oakland, CA

Housing
197.6%
Aurora, CO
$3,248
Oakland, CA
$9,667
Difference
$6,419
more
Groceries
9.7%
Aurora, CO
$1,029
Oakland, CA
$1,129
Difference
$99.93
more
Healthcare
11.8%
Aurora, CO
$632
Oakland, CA
$706
Difference
$74.35
more
All Utilities
10.5%
Aurora, CO
$519
Oakland, CA
$464
Difference
$54.64
less
Transportation
3.7%
Aurora, CO
$1,462
Oakland, CA
$1,407
Difference
$54.64
less
Other
2.8%
Aurora, CO
$1,774
Oakland, CA
$1,825
Difference
$50.22
more

🏛️ Local Income Taxes

Aurora, CO: Aurora Head Tax ($2/mo, negligible)$24.00/yr (0.0%)

Oakland, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,685
To$1,770
$85.00
1 Bed
From$1,795
To$1,990
$195
2 Bed
From$2,140
To$2,420
$280
3 Bed
From$2,805
To$3,090
$285
Aurora, COZIP-level data

1BR range: $1,620$2,270/mo

Oakland, CAZIP-level data

1BR range: $1,990$2,510/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,665
Monthly in Aurora, CO
$15,199
Monthly in Oakland, CA
$6,534
Difference

Home Values

Aurora
Oakland
$431K
Median Value
$575K
↓ -4.2%
YoY Change
↓ -9.5%
↑ +18.4%
5-Year Change
↓ -12.6%
$353K - $728K
Price Range
$433K - $1.10M

Homes in Oakland are 33% more expensive than Aurora

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.0K
More taxes
Monthly Difference
$336
Less take-home
Effective Rate Diff
2.7%
Rate difference

Aurora, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Oakland, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Aurora, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Oakland, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Aurora
Oakland
55 Moderate
Air Quality
49 Good
35.2%
Good Air Days
53%
95 High
Climate Risk
100 Very High
🌊🌪💨
Top Hazards
🔥🌊🌅
+3.3°F
2050 Outlook
+1.9°F
28 days
Heat Days >95°F
2 days
+3.3°F
2050 Outlook
+1.9°F
28 days
Heat Days >95°F
2 days

💰 See how taxes change too — compare take-home pay between Colorado and California on TaxTakeHome.com

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