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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $798/month moving to Des Moines, IA

$150.0K in your current city equals $140.4K in Des Moines, IA

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area
Overall Cost
10.6%
Less expensive
Monthly Impact
$798
Savings
Annual Impact
$9.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Aurora, IL

Population:178K
Cost Index:
100
100 = national average
Median Home:$298K

Des Moines, IA

Population:214K
Cost Index:
89
(11% below avg)
Median Home:$228K

Aurora, IL

The Prairie State

178K
Population
State Tax
Yes

Located in Illinois, this city has a population of 178K residents.

Des Moines, IA

The Hawkeye State

214K
Population
State Tax
Yes

Located in Iowa, this city has a population of 214K residents.

Cost Breakdown by Category

Annual spending: Aurora, IL vs Des Moines, IA

Housing
19.1%
Aurora, IL
$2,571
Des Moines, IA
$2,079
Difference
$492
less
Transportation
20.6%
Aurora, IL
$1,565
Des Moines, IA
$1,243
Difference
$322
less
Healthcare
18.7%
Aurora, IL
$574
Des Moines, IA
$682
Difference
$107
more
Groceries
8.5%
Aurora, IL
$993
Des Moines, IA
$909
Difference
$84.13
less
All Utilities
6.2%
Aurora, IL
$501
Des Moines, IA
$470
Difference
$31.13
less
Other
1.9%
Aurora, IL
$1,638
Des Moines, IA
$1,607
Difference
$30.56
less

🏠Rent Comparison

Studio
From$1,109
To$1,020
$89.00
1 Bed
From$1,188
To$1,060
$128
2 Bed
From$1,338
To$1,260
$78.00
3 Bed
From$1,726
To$1,720
$6.00
Aurora, ILZIP-level data

1BR range: $1,430$2,140/mo

Des Moines, IAZIP-level data

1BR range: $960$1,150/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,843
Monthly in Aurora, IL
$6,990
Monthly in Des Moines, IA
$853
Difference

Home Values

Aurora
Des Moines
$298K
Median Value
$228K
↑ +3.5%
YoY Change
↑ +1.2%
↑ +43.2%
5-Year Change
↑ +32.4%
$236K - $339K
Price Range
$157K - $344K

Homes in Des Moines are 23% less expensive than Aurora

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.3K
More taxes
Monthly Difference
$273
Less take-home
Effective Rate Diff
2.2%
Rate difference

Aurora, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Des Moines, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Aurora, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Des Moines, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Aurora
Des Moines
54 Moderate
Air Quality
45 Good
35.8%
Good Air Days
67.5%
100 Very High
Climate Risk
92 Moderate
🌊🌡🫨
Top Hazards
🌡🌪
+3.2°F
2050 Outlook
+3.4°F
18 days
Heat Days >95°F
25 days
+3.2°F
2050 Outlook
+3.4°F
18 days
Heat Days >95°F
25 days

💰 See how taxes change too — compare take-home pay between Illinois and Iowa on TaxTakeHome.com

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