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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $547/month moving to Grand Rapids, MI

$150.0K in your current city equals $143.4K in Grand Rapids, MI

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area
Overall Cost
7.3%
Less expensive
Monthly Impact
$547
Savings
Annual Impact
$6.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Aurora, IL

Population:178K
Cost Index:
100
100 = national average
Median Home:$298K

Grand Rapids, MI

Population:197K
Cost Index:
93
(7% below avg)
Median Home:$288K

Aurora, IL

The Prairie State

178K
Population
State Tax
Yes

Located in Illinois, this city has a population of 178K residents.

Grand Rapids, MI

The Great Lakes State

197K
Population
State Tax
Yes

Located in Michigan, this city has a population of 197K residents.

Cost Breakdown by Category

Annual spending: Aurora, IL vs Grand Rapids, MI

Housing
23.3%
Aurora, IL
$2,571
Grand Rapids, MI
$1,973
Difference
$598
less
Healthcare
26.8%
Aurora, IL
$574
Grand Rapids, MI
$728
Difference
$154
more
Transportation
7.8%
Aurora, IL
$1,565
Grand Rapids, MI
$1,444
Difference
$122
less
Groceries
2.2%
Aurora, IL
$993
Grand Rapids, MI
$972
Difference
$21.74
less
All Utilities
2.7%
Aurora, IL
$501
Grand Rapids, MI
$515
Difference
$13.70
more
Other
0.7%
Aurora, IL
$1,638
Grand Rapids, MI
$1,649
Difference
$11.32
more

🏛️ Local Income Taxes

Grand Rapids, MI: Grand Rapids City Income Tax$2,250/yr (1.5%)

Aurora, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,109
To$1,334
$225
1 Bed
From$1,188
To$1,375
$187
2 Bed
From$1,338
To$1,652
$314
3 Bed
From$1,726
To$2,134
$408
Aurora, ILZIP-level data

1BR range: $1,430$2,140/mo

Grand Rapids, MIZIP-level data

1BR range: $1,280$1,420/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,843
Monthly in Aurora, IL
$7,280
Monthly in Grand Rapids, MI
$563
Difference

Home Values

Aurora
Grand Rapids
$298K
Median Value
$288K
↑ +3.5%
YoY Change
↑ +2.2%
↑ +43.2%
5-Year Change
↑ +40.6%
$236K - $339K
Price Range
$229K - $481K

Homes in Grand Rapids are 3% less expensive than Aurora

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$1.1K
Per year
Monthly Difference
$87.50
More take-home
Effective Rate Diff
0.7%
Rate difference

Aurora, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Grand Rapids, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Additional Tax Information

Aurora, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Grand Rapids, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Aurora
Grand Rapids
54 Moderate
Air Quality
43 Good
35.8%
Good Air Days
68.6%
100 Very High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
+3.2°F
2050 Outlook
+3.3°F
18 days
Heat Days >95°F
13 days
+3.2°F
2050 Outlook
+3.3°F
18 days
Heat Days >95°F
13 days

💰 See how taxes change too — compare take-home pay between Illinois and Michigan on TaxTakeHome.com

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