Is Sioux Falls, SD cheaper than Aurora, IL?

Based on cost of living data, Sioux Falls, SD is 12.5% cheaper than Aurora, IL. This translates to saving $941 per month.

What salary do I need in Sioux Falls, SD to live like I do in Aurora, IL?

If you earn $150,000 in Aurora, IL, you'd need approximately $138,713.913 in Sioux Falls, SD to maintain the same standard of living.

How does housing cost compare between Aurora, IL and Sioux Falls, SD?

Housing in Sioux Falls, SD is 28.7% cheaper than in Aurora, IL. For a two-bedroom apartment, rent is $913/month in Sioux Falls, SD compared to $1,338/month in Aurora, IL.

How much can I save per month by moving from Aurora, IL to Sioux Falls, SD?

Moving from Aurora, IL to Sioux Falls, SD could save you approximately $941 per month, or $11286 per year, based on a $150,000 salary.

Aurora, IL vs Sioux Falls, SD: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Aurora, IL

Numbers update automatically as you type

You'd save $941/month moving to Sioux Falls, SD

$150.0K in your current city equals $138.7K in Sioux Falls, SD

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 12.5%

Less expensive

Monthly Impact

$941

Savings

Annual Impact

$11.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Aurora, IL

Population:178K

Cost Index:

100

100 = national average

Median Home:$298K

Sioux Falls, SD

Population:206K

Cost Index:

(13% below avg)

Median Home:$280K

Aurora, IL

The Prairie State

178K

Population

State Tax

Yes

Located in Illinois, this city has a population of 178K residents.

Sioux Falls, SD

The Mount Rushmore State

206K

Population

State Tax

No Income Tax

Located in South Dakota, this city has a population of 206K residents.

💡 Advantage: South Dakota has no state income tax!

Cost Breakdown by Category

Annual spending: Aurora, IL vs Sioux Falls, SD

Category	Aurora, IL	Sioux Falls, SD	Difference	Change
Housing	$2,571/mo	$1,834/mo	↓ $738less	28.7%
Transportation	$1,565/mo	$1,203/mo	↓ $362less	23.1%
Healthcare	$574/mo	$671/mo	↑ $96.41more	16.8%
Other	$1,638/mo	$1,572/mo	↓ $65.85less	4.0%
Groceries	$993/mo	$934/mo	↓ $59.49less	6.0%
All Utilities	$501/mo	$462/mo	↓ $38.72less	7.7%

Housing

↓ 28.7%

Aurora, IL

$2,571

Sioux Falls, SD

$1,834

Difference

$738

less

Transportation

↓ 23.1%

Aurora, IL

$1,565

Sioux Falls, SD

$1,203

Difference

$362

less

Healthcare

↑ 16.8%

Aurora, IL

$574

Sioux Falls, SD

$671

Difference

$96.41

Other

↓ 4.0%

Aurora, IL

$1,638

Sioux Falls, SD

$1,572

Difference

$65.85

less

Groceries

↓ 6.0%

Aurora, IL

$993

Sioux Falls, SD

$934

Difference

$59.49

less

All Utilities

↓ 7.7%

Aurora, IL

$501

Sioux Falls, SD

$462

Difference

$38.72

less

🏠Rent Comparison

Studio

From$1,109

To$683

↓ $426

1 Bed

From$1,188

To$782

↓ $406

2 Bed

From$1,338

To$913

↓ $425

3 Bed

From$1,726

To$1,251

↓ $475

Aurora, ILZIP-level data

1BR range: $1,430–$2,140/mo

Sioux Falls, SDZIP-level data

1BR range: $880–$1,060/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,843

Monthly in Aurora, IL

$6,676

Monthly in Sioux Falls, SD

$1,167

Difference

Home Values

Aurora

Sioux Falls

$298K

Median Value

$280K

↑ +3.5%

YoY Change

↑ +0.5%

↑ +43.2%

5-Year Change

↑ +35.6%

$236K - $339K

Price Range

$216K - $323K

Homes in Sioux Falls are 6% less expensive than Aurora

Calculate payment - Aurora Calculate payment - Sioux Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

4.9%

Rate difference

Aurora, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Sioux Falls, SD

Federal Income Tax

Effective: 18.9%

$25.5K

South Dakota State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Aurora, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Sioux Falls, SD Tax Rates

Sales Tax:6.4%

Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.