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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $941/month moving to Sioux Falls, SD

$150.0K in your current city equals $138.7K in Sioux Falls, SD

Rent data from HUD ZIP-level estimates ยท COL index from Chicago-Naperville-Elgin, IL-IN-WI area
Overall Cost
โ†“ 12.5%
Less expensive
Monthly Impact
$941
Savings
Annual Impact
$11.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Aurora, IL

Population:178K
Cost Index:
100
100 = national average
Median Home:$298K

Sioux Falls, SD

Population:206K
Cost Index:
87
(13% below avg)
Median Home:$280K

Aurora, IL

The Prairie State

178K
Population
State Tax
Yes

Located in Illinois, this city has a population of 178K residents.

Sioux Falls, SD

The Mount Rushmore State

206K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 206K residents.

๐Ÿ’ก Advantage: South Dakota has no state income tax!

Cost Breakdown by Category

Annual spending: Aurora, IL vs Sioux Falls, SD

Housing
โ†“ 28.7%
Aurora, IL
$2,571
Sioux Falls, SD
$1,834
Difference
$738
less
Transportation
โ†“ 23.1%
Aurora, IL
$1,565
Sioux Falls, SD
$1,203
Difference
$362
less
Healthcare
โ†‘ 16.8%
Aurora, IL
$574
Sioux Falls, SD
$671
Difference
$96.41
more
Other
โ†“ 4.0%
Aurora, IL
$1,638
Sioux Falls, SD
$1,572
Difference
$65.85
less
Groceries
โ†“ 6.0%
Aurora, IL
$993
Sioux Falls, SD
$934
Difference
$59.49
less
All Utilities
โ†“ 7.7%
Aurora, IL
$501
Sioux Falls, SD
$462
Difference
$38.72
less

๐Ÿ Rent Comparison

Studio
From$1,109
To$683
โ†“ $426
1 Bed
From$1,188
To$782
โ†“ $406
2 Bed
From$1,338
To$913
โ†“ $425
3 Bed
From$1,726
To$1,251
โ†“ $475
Aurora, ILZIP-level data

1BR range: $1,430โ€“$2,140/mo

Sioux Falls, SDZIP-level data

1BR range: $880โ€“$1,060/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,843
Monthly in Aurora, IL
$6,676
Monthly in Sioux Falls, SD
$1,167
Difference

Home Values

Aurora
Sioux Falls
$298K
Median Value
$280K
โ†‘ +3.5%
YoY Change
โ†‘ +0.5%
โ†‘ +43.2%
5-Year Change
โ†‘ +35.6%
$236K - $339K
Price Range
$216K - $323K

Homes in Sioux Falls are 6% less expensive than Aurora

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.4K
Per year
Monthly Difference
$619
More take-home
Effective Rate Diff
4.9%
Rate difference

Aurora, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Sioux Falls, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Aurora, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Sioux Falls, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Aurora
Sioux Falls
54 Moderate
Air Quality
45 Good
35.8%
Good Air Days
63.7%
100 Very High
Climate Risk
96 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.4ยฐF
18 days
Heat Days >95ยฐF
35 days
โ–ฒ+3.2ยฐF
2050 Outlook
โ–ฒ+3.4ยฐF
18 days
Heat Days >95ยฐF
35 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Illinois and South Dakota on TaxTakeHome.com

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