Is Austin, TX cheaper than Austin, MN?

Based on cost of living data, Austin, TX is 13.3% more expensive than Austin, MN. This translates to spending an extra $998 per month.

What salary do I need in Austin, TX to live like I do in Austin, MN?

If you earn $150,000 in Austin, MN, you'd need approximately $161,976.061 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Austin, MN and Austin, TX?

Housing in Austin, TX is 37.0% more expensive than in Austin, MN. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $787/month in Austin, MN.

How much can I save per month by moving from Austin, MN to Austin, TX?

Living in Austin, TX costs approximately $998 more per month than Austin, MN, or $11976 more per year, based on a $150,000 salary.

Austin, MN vs Austin, TX: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Austin, MN — ZIP-level rent data · COL adjusted from Saint Paul, MN area

Current salary in Austin, MN

Numbers update automatically as you type

You'd spend $998/month more in Austin, TX

$150.0K in your current city equals $162.0K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 13.3%

More expensive

Monthly Impact

$998

Extra cost

Annual Impact

$12.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Austin, MN

Population:26K

Cost Index:100

Median Home:$181K

Austin, TX

Population:979K

Cost Index:113

Median Home:$558K

Austin, MN

The North Star State

26K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 26K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Austin, MN vs Austin, TX

Category	Austin, MN	Austin, TX	Difference	Change
🏠Housing	$2,106/mo	$2,885/mo	↑ $779more	37.0%
📦Other	$1,493/mo	$1,741/mo	↑ $248more	16.6%
🏥Healthcare	$703/mo	$589/mo	↓ $115less	16.3%
🚗Transportation	$1,194/mo	$1,284/mo	↑ $89.60more	7.5%
⚡All Utilities	$473/mo	$541/mo	↑ $68.12more	14.4%
🛒Groceries	$958/mo	$959/mo	↑ $1.63more	0.2%

🏠Housing

↑ 37.0%

Austin, MN

$2,106

Austin, TX

$2,885

Difference

$779

📦Other

↑ 16.6%

Austin, MN

$1,493

Austin, TX

$1,741

Difference

$248

🏥Healthcare

↓ 16.3%

Austin, MN

$703

Austin, TX

$589

Difference

$115

less

🚗Transportation

↑ 7.5%

Austin, MN

$1,194

Austin, TX

$1,284

Difference

$89.60

⚡All Utilities

↑ 14.4%

Austin, MN

$473

Austin, TX

$541

Difference

$68.12

🛒Groceries

↑ 0.2%

Austin, MN

$958

Austin, TX

$959

Difference

$1.63

🏠Rent Comparison

Studio

From$545

To$1,585

↑ $1,040

1 Bed

From$603

To$1,685

↑ $1,082

2 Bed

From$787

To$1,995

↑ $1,208

3 Bed

From$1,016

To$2,525

↑ $1,509

Austin, MNZIP-level data

1BR range: $820–$820/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,927

Monthly in Austin, MN

$7,998

Monthly in Austin, TX

$1,072

Difference

Home Values

Austin

$181K

Median Value

$558K

↑ +5.3%

YoY Change

↓ -5%

↑ +41.6%

5-Year Change

↑ +12.6%

$181K

Price Range

$272K - $1.26M

Homes in Austin are 208% more expensive than Austin

Calculate payment - Austin Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.4K

Per year

Monthly Difference

$869

More take-home

Effective Rate Diff

7.0%

Rate difference

Austin, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Austin, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.