Tap to swap

Cost of Living Comparison 2026

The Austin versus Colorado Springs debate is one of the most popular city comparisons in America. Austin brings live music scene and Keep It Weird culture, while Colorado Springs offers Garden of the Gods and outdoor recreation. The cost data helps settle the question.

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

Austin, TX and Colorado Springs, CO have similar living costs

$150.0K in your current city equals $150.0K in Colorado Springs, CO

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area
Overall Cost
0.0%
Same cost
Monthly Impact
$0
No change
Annual Impact
$0
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Austin, TX

Population:979K
Cost Index:
100
100 = national average
Median Home:$558K

Colorado Springs, CO

Population:479K
Cost Index:
100
(national average)
Median Home:$415K

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Colorado Springs, CO

The Centennial State

479K
Population
State Tax
Yes

Located in Colorado, this city has a population of 479K residents.

Cost Breakdown by Category

Annual spending: Austin, TX vs Colorado Springs, CO

All Utilities
16.2%
Austin, TX
$541
Colorado Springs, CO
$454
Difference
$87.43
less
Other
2.9%
Austin, TX
$1,741
Colorado Springs, CO
$1,791
Difference
$50.22
more
Groceries
4.2%
Austin, TX
$959
Colorado Springs, CO
$999
Difference
$39.97
more
Healthcare
6.3%
Austin, TX
$589
Colorado Springs, CO
$626
Difference
$37.17
more
Housing
0.9%
Austin, TX
$2,885
Colorado Springs, CO
$2,859
Difference
$25.99
less
Transportation
1.1%
Austin, TX
$1,284
Colorado Springs, CO
$1,270
Difference
$13.66
less

🏠Rent Comparison

Studio
From$1,585
To$1,240
$345
1 Bed
From$1,685
To$1,520
$165
2 Bed
From$1,995
To$1,800
$195
3 Bed
From$2,525
To$2,505
$20.00
Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

Colorado Springs, COZIP-level data

1BR range: $1,210$2,050/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,998
Monthly in Austin, TX
$7,999
Monthly in Colorado Springs, CO
$0.29
Difference

Home Values

Austin
Colorado Springs
$558K
Median Value
$415K
↓ -5%
YoY Change
↓ -2.2%
↑ +12.6%
5-Year Change
↑ +22.4%
$272K - $1.26M
Price Range
$314K - $709K

Homes in Colorado Springs are 26% less expensive than Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$6.6K
More taxes
Monthly Difference
$550
Less take-home
Effective Rate Diff
4.4%
Rate difference

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Colorado Springs, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Colorado Springs, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Austin
Colorado Springs
52 Moderate
Air Quality
49 Good
42.6%
Good Air Days
55.2%
98 High
Climate Risk
94 Moderate
🌊🌡🌪
Top Hazards
🔥🌊🌪
+2.5°F
2050 Outlook
+3.0°F
98 days
Heat Days >95°F
9 days
+2.5°F
2050 Outlook
+3.0°F
98 days
Heat Days >95°F
9 days

What to Consider When Moving from Austin, TX to Colorado Springs, CO

Relocating from Austin, TX to Colorado Springs, CO involves more than just comparing rent prices. While the overall cost of living is comparable between the two cities, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Colorado Springs, CO is 1% cheaper than in Austin, TX. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Colorado Springs, CO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Colorado Springs, CO to match your current standard of living in Austin, TX.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Colorado Springs, CO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Austin, TX vs Colorado Springs, CO

Is Colorado Springs, CO cheaper than Austin, TX?

Austin, TX and Colorado Springs, CO have very similar costs of living, with less than 1% difference overall. Your monthly expenses would be roughly the same in either city.

What salary do I need in Colorado Springs, CO to match my lifestyle in Austin, TX?

If you currently earn $150,000 in Austin, TX, you would need approximately $150,000 in Colorado Springs, CO to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Austin, TX and Colorado Springs, CO?

A two-bedroom apartment averages $1,995/month in Austin, TX compared to $1,800/month in Colorado Springs, CO. One-bedroom apartments are $1,685/month in Austin, TX vs $1,520/month in Colorado Springs, CO. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Austin, TX or Colorado Springs, CO?

Groceries are about 4% more expensive in Colorado Springs, CO than in Austin, TX, which adds roughly $39.97/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Austin, TX to Colorado Springs, CO?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Texas and Colorado on TaxTakeHome.com

Similar cost to Colorado Springs, CO

Other cities in a similar price range

Want to compare different cities?

New Comparison