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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $146/month moving to Fort Worth, TX

$150.0K in your current city equals $148.3K in Fort Worth, TX

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area
Overall Cost
1.9%
Less expensive
Monthly Impact
$146
Savings
Annual Impact
$1.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Austin, TX

Population:979K
Cost Index:
100
100 = national average
Median Home:$558K

Fort Worth, TX

Population:919K
Cost Index:
98
(2% below avg)
Median Home:$263K

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Fort Worth, TX

The Lone Star State

919K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 919K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Austin, TX vs Fort Worth, TX

Housing
17.1%
Austin, TX
$2,885
Fort Worth, TX
$2,391
Difference
$494
less
Healthcare
7.4%
Austin, TX
$589
Fort Worth, TX
$632
Difference
$43.37
more
Other
1.9%
Austin, TX
$1,741
Fort Worth, TX
$1,774
Difference
$33.48
more
All Utilities
4.0%
Austin, TX
$541
Fort Worth, TX
$563
Difference
$21.86
more
Groceries
2.1%
Austin, TX
$959
Fort Worth, TX
$979
Difference
$19.99
more
Transportation
1.1%
Austin, TX
$1,284
Fort Worth, TX
$1,298
Difference
$13.66
more

🏠Rent Comparison

Studio
From$1,585
To$1,340
$245
1 Bed
From$1,685
To$1,390
$295
2 Bed
From$1,995
To$1,620
$375
3 Bed
From$2,525
To$2,140
$385
Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

Fort Worth, TXZIP-level data

1BR range: $1,170$2,210/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,998
Monthly in Austin, TX
$7,637
Monthly in Fort Worth, TX
$361
Difference

Home Values

Austin
Fort Worth
$558K
Median Value
$263K
↓ -5%
YoY Change
↓ -3.7%
↑ +12.6%
5-Year Change
↑ +27.5%
$272K - $1.26M
Price Range
$161K - $673K

Homes in Fort Worth are 53% less expensive than Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Fort Worth, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Fort Worth, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Austin
Fort Worth
52 Moderate
Air Quality
54 Moderate
42.6%
Good Air Days
35.5%
98 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+2.5°F
2050 Outlook
+2.7°F
98 days
Heat Days >95°F
94 days
+2.5°F
2050 Outlook
+2.7°F
98 days
Heat Days >95°F
94 days

What to Consider When Moving from Austin, TX to Fort Worth, TX

Relocating from Austin, TX to Fort Worth, TX involves more than just comparing rent prices. While the overall cost of living is about 2% lower in Fort Worth, TX, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Fort Worth, TX is 17% cheaper than in Austin, TX. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Fort Worth, TX pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Fort Worth, TX to match your current standard of living in Austin, TX.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Fort Worth, TX for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Austin, TX vs Fort Worth, TX

Is Fort Worth, TX cheaper than Austin, TX?

Yes, Fort Worth, TX is about 1.9% cheaper than Austin, TX. You could save approximately $146/month on a $150,000 salary. Housing costs are 17% lower in Fort Worth, TX.

What salary do I need in Fort Worth, TX to match my lifestyle in Austin, TX?

If you currently earn $150,000 in Austin, TX, you would need approximately $148,252 in Fort Worth, TX to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Austin, TX and Fort Worth, TX?

A two-bedroom apartment averages $1,995/month in Austin, TX compared to $1,620/month in Fort Worth, TX. One-bedroom apartments are $1,685/month in Austin, TX vs $1,390/month in Fort Worth, TX. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Austin, TX or Fort Worth, TX?

Groceries are about 2% more expensive in Fort Worth, TX than in Austin, TX, which adds roughly $19.99/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Austin, TX to Fort Worth, TX?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

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