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Cost of Living Comparison 2026

The Austin-to-Houston move is gaining popularity as more Americans rethink where their money goes furthest. With Austin's quirky, creative, and tech-savvy vibe and Houston's diverse and entrepreneurial character, these cities offer very different lifestyles at very different price points.

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $473/month moving to Houston, TX

$150.0K in your current city equals $144.3K in Houston, TX

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area
Overall Cost
6.3%
Less expensive
Monthly Impact
$473
Savings
Annual Impact
$5.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Austin, TX

Population:979K
Cost Index:
100
100 = national average
Median Home:$558K

Houston, TX

Population:2305K
Cost Index:
94
(6% below avg)
Median Home:$245K

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Houston, TX

The Lone Star State

2.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Energy capital of the world
  • NASA Mission Control
  • Diverse port city

Major Industries

EnergyAerospaceHealthcareInternational Trade

Cost Breakdown by Category

Annual spending: Austin, TX vs Houston, TX

Housing
24.1%
Austin, TX
$2,885
Houston, TX
$2,191
Difference
$694
less
Transportation
12.9%
Austin, TX
$1,284
Houston, TX
$1,449
Difference
$165
more
Groceries
5.0%
Austin, TX
$959
Houston, TX
$911
Difference
$47.96
less
Other
1.5%
Austin, TX
$1,741
Houston, TX
$1,768
Difference
$26.78
more
Healthcare
4.5%
Austin, TX
$589
Houston, TX
$562
Difference
$26.64
less
All Utilities
2.1%
Austin, TX
$541
Houston, TX
$552
Difference
$11.47
more

🏠Rent Comparison

Studio
From$1,585
To$1,220
$365
1 Bed
From$1,685
To$1,260
$425
2 Bed
From$1,995
To$1,500
$495
3 Bed
From$2,525
To$2,020
$505
Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

Houston, TXZIP-level data

1BR range: $880$1,980/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,998
Monthly in Austin, TX
$7,434
Monthly in Houston, TX
$565
Difference

Home Values

Austin
Houston
$558K
Median Value
$245K
↓ -5%
YoY Change
↓ -3.1%
↑ +12.6%
5-Year Change
↑ +23.4%
$272K - $1.26M
Price Range
$138K - $1.64M

Homes in Houston are 56% less expensive than Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Houston, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Houston, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Austin
Houston
52 Moderate
Air Quality
61 Moderate
42.6%
Good Air Days
13.7%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌅🌀
+2.5°F
2050 Outlook
+2.2°F
98 days
Heat Days >95°F
64 days
+2.5°F
2050 Outlook
+2.2°F
98 days
Heat Days >95°F
64 days

What to Consider When Moving from Austin, TX to Houston, TX

Relocating from Austin, TX to Houston, TX involves more than just comparing rent prices. While the overall cost of living is about 6% lower in Houston, TX, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Houston, TX is 24% cheaper than in Austin, TX. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Houston, TX pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Houston, TX to match your current standard of living in Austin, TX.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Houston, TX for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Austin, TX vs Houston, TX

Is Houston, TX cheaper than Austin, TX?

Yes, Houston, TX is about 6.3% cheaper than Austin, TX. You could save approximately $473/month on a $150,000 salary. Housing costs are 24% lower in Houston, TX.

What salary do I need in Houston, TX to match my lifestyle in Austin, TX?

If you currently earn $150,000 in Austin, TX, you would need approximately $144,320 in Houston, TX to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Austin, TX and Houston, TX?

A two-bedroom apartment averages $1,995/month in Austin, TX compared to $1,500/month in Houston, TX. One-bedroom apartments are $1,685/month in Austin, TX vs $1,260/month in Houston, TX. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Austin, TX or Houston, TX?

Groceries are about 5% cheaper in Houston, TX than in Austin, TX, saving a typical household roughly $47.96/month on food.

What is the best time to move from Austin, TX to Houston, TX?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

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