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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $14.56/month more in Mesa, AZ

$150.0K in your current city equals $150.2K in Mesa, AZ

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area
Overall Cost
0.2%
More expensive
Monthly Impact
$14.56
Extra cost
Annual Impact
$175
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Austin, TX

Population:979K
Cost Index:
100
100 = national average
Median Home:$558K

Mesa, AZ

Population:504K
Cost Index:
100
(0% above avg)
Median Home:$395K

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Mesa, AZ

The Grand Canyon State

504K
Population
State Tax
Yes

Located in Arizona, this city has a population of 504K residents.

Cost Breakdown by Category

Annual spending: Austin, TX vs Mesa, AZ

Transportation
16.0%
Austin, TX
$1,284
Mesa, AZ
$1,489
Difference
$205
more
Housing
3.3%
Austin, TX
$2,885
Mesa, AZ
$2,788
Difference
$96.15
less
Other
3.7%
Austin, TX
$1,741
Mesa, AZ
$1,677
Difference
$63.61
less
All Utilities
3.7%
Austin, TX
$541
Mesa, AZ
$561
Difference
$20.22
more
Groceries
0.4%
Austin, TX
$959
Mesa, AZ
$963
Difference
$4.00
more
Healthcare
0.0%
Austin, TX
$589
Mesa, AZ
$589
Difference
$0
same

🏠Rent Comparison

Studio
From$1,585
To$1,415
$170
1 Bed
From$1,685
To$1,535
$150
2 Bed
From$1,995
To$1,785
$210
3 Bed
From$2,525
To$2,380
$145
Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

Mesa, AZZIP-level data

1BR range: $1,390$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,998
Monthly in Austin, TX
$8,068
Monthly in Mesa, AZ
$69.35
Difference

Home Values

Austin
Mesa
$558K
Median Value
$395K
↓ -5%
YoY Change
↓ -2.8%
↑ +12.6%
5-Year Change
↑ +29.3%
$272K - $1.26M
Price Range
$353K - $554K

Homes in Mesa are 29% less expensive than Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Mesa, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Mesa, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Austin
Mesa
52 Moderate
Air Quality
77 Moderate
42.6%
Good Air Days
9%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
+2.5°F
2050 Outlook
+2.7°F
98 days
Heat Days >95°F
159 days
+2.5°F
2050 Outlook
+2.7°F
98 days
Heat Days >95°F
159 days

💰 See how taxes change too — compare take-home pay between Texas and Arizona on TaxTakeHome.com

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