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Cost of Living Comparison 2026

Compare Austin, TX and Portland, OR using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $2.0K/month more in Portland, OR

$150.0K in your current city equals $173.6K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area
Overall Cost
↑ 26.2%
More expensive
Monthly Impact
$1,966
Extra cost
Annual Impact
$23.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Austin, TX

Population:979K
Cost Index:
100
100 = national average
Median Home:$558K

Portland, OR

Population:641K
Cost Index:
126
(26% above avg)
Median Home:$535K

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Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • •Craft beer capital
  • •Foodie destination
  • •Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Austin, TX vs Portland, OR

Housing
↑ 63.1%
Austin, TX
$2,885
Portland, OR
$4,704
Difference
$1,819
more
Transportation
↑ 34.0%
Austin, TX
$1,284
Portland, OR
$1,721
Difference
$437
more
Other
↑ 10.6%
Austin, TX
$1,741
Portland, OR
$1,925
Difference
$184
more
Groceries
↑ 11.5%
Austin, TX
$959
Portland, OR
$1,069
Difference
$110
more
Healthcare
↑ 12.6%
Austin, TX
$589
Portland, OR
$663
Difference
$74.35
more
All Utilities
↓ 12.1%
Austin, TX
$541
Portland, OR
$475
Difference
$65.57
less

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Austin, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,585
To$1,555
↓ $30.00
1 Bed
From$1,685
To$1,655
↓ $30.00
2 Bed
From$1,995
To$1,900
↓ $95.00
3 Bed
From$2,525
To$2,590
↑ $65.00
Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

Portland, ORZIP-level data

1BR range: $1,580–$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,998
Monthly in Austin, TX
$10,557
Monthly in Portland, OR
$2,559
Difference

Home Values

Austin
Portland
$558K
Median Value
$535K
↓ -5%
YoY Change
↓ -1.2%
↑ +12.6%
5-Year Change
↑ +7.2%
$272K - $1.26M
Price Range
$351K - $760K

Homes in Portland are 4% less expensive than Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $15.5K
More taxes
Monthly Difference
$1,293
Less take-home
Effective Rate Diff
10.3%
Rate difference

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Austin
Portland
52 Moderate
Air Quality
35 Good
42.6%
Good Air Days
85%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+2.5°F
2050 Outlook
▲+2.5°F
98 days
Heat Days >95°F
9 days
▲+2.5°F
2050 Outlook
▲+2.5°F
98 days
Heat Days >95°F
9 days

What to Consider When Moving from Austin, TX to Portland, OR

Relocating from Austin, TX to Portland, OR involves more than just comparing rent prices. While the overall cost of living is roughly 26% higher in Portland, OR, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Portland, OR is 63% more expensive than in Austin, TX. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Portland, OR pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Portland, OR to match your current standard of living in Austin, TX.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Portland, OR for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Austin, TX vs Portland, OR

How do the cost estimates for Austin, TX and Portland, OR compare?

The saved overall index for Portland, OR is 26.2% higher than for Austin, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Austin, TX, the model estimates $173,592 in Portland, OR. It assumes 60% of gross income changes with the relative cost index and 40% stays fixed. The monthly difference is the salary difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Austin, TX and Portland, OR?

The modeled two-bedroom rents are $1,995/month in Austin, TX and $1,900/month in Portland, OR. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and Oregon on TaxTakeHome.com

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