Avon-by-the-Sea, NJ vs Essex Fells, NJ: Cost of Living

Which city costs less?

Essex Fells, NJ has a modeled overall cost index 30.9% lower than Avon-by-the-Sea, NJ.

Avon-by-the-Sea, NJ · modeled 2BR rent: $2,260 / month
Essex Fells, NJ · modeled 2BR rent: $2,850 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Avon-by-the-Sea, NJ and Essex Fells, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Avon-by-the-Sea, NJ

Numbers update automatically as you type

Estimated savings: $2,508/month in Essex Fells, NJ

$150,000 in your current city has a modeled equivalent of $119,899 in Essex Fells, NJ

Regional cost estimates: Avon-by-the-Sea, NJ uses New York, NY. Essex Fells, NJ uses Newark, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 30.9%

Less expensive

Monthly Impact

$2,508

Savings

Annual Impact

$30.1K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Avon-by-the-Sea, NJ

Population:2K

Cost Index:

139.4

100 = national average

Typical Home:$1.66M

Essex Fells, NJ

Population:2K

Cost Index:

96.3

100 = national average

Typical Home:$1.40M

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Avon-by-the-Sea, NJ

The Garden State

Population

State Tax

Yes

Located in New Jersey, this city has a population of 2K residents.

Essex Fells, NJ

The Garden State

Population

State Tax

Yes

Located in New Jersey, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Avon-by-the-Sea, NJ vs Essex Fells, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Avon-by-the-Sea, NJ	Essex Fells, NJ	Difference	Change
Housing	$3,907/mo	$1,241/mo	↓ $2,666less	68.2%
Other	$1,155/mo	$1,236/mo	↑ $81.23more	7.0%
Transportation	$910/mo	$975/mo	↑ $65.51more	7.2%
Groceries	$726/mo	$710/mo	↓ $15.95less	2.2%
Healthcare	$429/mo	$444/mo	↑ $15.73more	3.7%
All Utilities	$374/mo	$385/mo	↑ $10.90more	2.9%

Housing

↓ 68.2%

Avon-by-the-Sea, NJ

$3,907

Essex Fells, NJ

$1,241

Difference

$2,666

less

Other

↑ 7.0%

Avon-by-the-Sea, NJ

$1,155

Essex Fells, NJ

$1,236

Difference

$81.23

Transportation

↑ 7.2%

Avon-by-the-Sea, NJ

$910

Essex Fells, NJ

$975

Difference

$65.51

Groceries

↓ 2.2%

Avon-by-the-Sea, NJ

$726

Essex Fells, NJ

$710

Difference

$15.95

less

Healthcare

↑ 3.7%

Avon-by-the-Sea, NJ

$429

Essex Fells, NJ

$444

Difference

$15.73

All Utilities

↑ 2.9%

Avon-by-the-Sea, NJ

$374

Essex Fells, NJ

$385

Difference

$10.90

🏠Rent Comparison

Studio

From$1,630

To$2,080

↑ $450

1 Bed

From$1,830

To$2,360

↑ $530

2 Bed

From$2,260

To$2,850

↑ $590

3 Bed

From$2,950

To$3,570

↑ $620

Avon-by-the-Sea, NJZIP-level data

1BR range: $1,830–$1,830/mo

Essex Fells, NJZIP-level data

1BR range: $2,360–$2,360/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Avon-by-the-Sea, NJ

$4,992

Monthly in Essex Fells, NJ

$2,508

Difference

Home Values

Avon-by-the-Sea

Essex Fells

$1.66M

Median Value

$1.40M

↑ +4.6%

YoY Change

↑ +9%

↑ +44.8%

5-Year Change

↑ +53.1%

Homes in Essex Fells are 16% less expensive than Avon-by-the-Sea

Calculate payment - Avon-by-the-Sea Calculate payment - Essex Fells

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Avon-by-the-Sea, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Essex Fells, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

Avon-by-the-Sea, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Essex Fells, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Avon-by-the-Sea

Essex Fells

43 Good

Air Quality

N/A

65.8%

Good Air Days

99 High

Climate Risk

98 High

🌊🌀🌡

Top Hazards

🌊🌡🌪

▲+2.7°F

2050 Outlook

▲+2.9°F

11 days

Heat Days >95°F

15 days

▲+2.7°F

2050 Outlook

▲+2.9°F

11 days

Heat Days >95°F

15 days

Before moving from Avon-by-the-Sea, NJ to Essex Fells, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Essex Fells, NJ for the same bedroom count and included utilities as your home in Avon-by-the-Sea, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Avon-by-the-Sea to Essex Fells moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Essex Fells, NJ by cost, housing, population and region.

Frequently Asked Questions: Avon-by-the-Sea, NJ vs Essex Fells, NJ

How do the cost estimates for Avon-by-the-Sea, NJ and Essex Fells, NJ compare?

Essex Fells, NJ has a modeled overall cost index 30.9% lower than Avon-by-the-Sea, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Avon-by-the-Sea, NJ, the model estimates $119,899 in Essex Fells, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Avon-by-the-Sea, NJ and Essex Fells, NJ?

The modeled two-bedroom rents are $2,260/month in Avon-by-the-Sea, NJ and $2,850/month in Essex Fells, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.