Aztec, NM vs Gonzales, TX: Cost of Living

Which city costs less?

Gonzales, TX has a modeled overall cost index 11.5% higher than Aztec, NM.

Aztec, NM · modeled 2BR rent
$1,030 / month
Gonzales, TX · modeled 2BR rent
$990 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Aztec, NM and Gonzales, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $799/month in Gonzales, TX

$150,000 in your current city has a modeled equivalent of $159,587 in Gonzales, TX

Regional cost estimates: Aztec, NM uses Albuquerque, NM. Gonzales, TX uses Austin, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 11.5%
More expensive
Monthly Impact
$799
Extra cost
Annual Impact
$9.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Aztec, NM

Population:6K
Cost Index:
79.4
100 = national average
Typical Home:$261K

Gonzales, TX

Population:7K
Cost Index:
88.5
100 = national average
Typical Home:$244K

Planning the move to Gonzales?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Aztec, NM

The Land of Enchantment

6K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 6K residents.

Gonzales, TX

The Lone Star State

7K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 7K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Aztec, NM vs Gonzales, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 29.7%
Aztec, NM
$2,110
Gonzales, TX
$2,736
Difference
$626
more
Other
↑ 3.8%
Aztec, NM
$1,768
Gonzales, TX
$1,835
Difference
$67.38
more
Healthcare
↑ 9.5%
Aztec, NM
$611
Gonzales, TX
$669
Difference
$57.84
more
All Utilities
↑ 9.1%
Aztec, NM
$564
Gonzales, TX
$615
Difference
$51.35
more
Transportation
↓ 1.4%
Aztec, NM
$1,372
Gonzales, TX
$1,353
Difference
$18.98
less
Groceries
↑ 1.4%
Aztec, NM
$1,075
Gonzales, TX
$1,090
Difference
$15.03
more

🏠Rent Comparison

Studio
From$840
To$750
↓ $90.00
1 Bed
From$840
To$770
↓ $70.00
2 Bed
From$1,030
To$990
↓ $40.00
3 Bed
From$1,430
To$1,380
↓ $50.00
Aztec, NMZIP-level data

1BR range: $840–$840/mo

Gonzales, TXZIP-level data

1BR range: $770–$770/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Aztec, NM
$8,299
Monthly in Gonzales, TX
$799
Difference

Home Values

Aztec
Gonzales
$261K
Median Value
$244K
↑ +1.7%
YoY Change
↓ -6.2%
↑ +24.4%
5-Year Change
↑ +4.4%

Homes in Gonzales are 7% less expensive than Aztec

Calculate payment - AztecCalculate payment - Gonzales

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.1K
Per year
Monthly Difference
$589
More take-home
Effective Rate Diff
4.7%
Rate difference

Aztec, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Gonzales, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Aztec, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

Gonzales, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Aztec
Gonzales
61 Moderate
Air Quality
52 Moderate
27.3%
Good Air Days
42.6%
94 High
Climate Risk
98 High
🌊
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+2.5°F
63 days
Heat Days >95°F
98 days
▲+3.0°F
2050 Outlook
▲+2.5°F
63 days
Heat Days >95°F
98 days

Before moving from Aztec, NM to Gonzales, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Gonzales, TX for the same bedroom count and included utilities as your home in Aztec, NM. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Aztec to Gonzales moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Gonzales, TX by cost, housing, population and region.

Frequently Asked Questions: Aztec, NM vs Gonzales, TX

How do the cost estimates for Aztec, NM and Gonzales, TX compare?

Gonzales, TX has a modeled overall cost index 11.5% higher than Aztec, NM. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Aztec, NM, the model estimates $159,587 in Gonzales, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Aztec, NM and Gonzales, TX?

The modeled two-bedroom rents are $1,030/month in Aztec, NM and $990/month in Gonzales, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New Mexico and Texas on TaxTakeHome.com

Similar cost to Gonzales, TX

Other cities in a similar price range

Raleigh, NCCharlotte, NCSan Antonio, TX

Want to compare different cities?

New Comparison