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Cost of Living Comparison 2026

๐Ÿ“ Bakersfield, CA โ€” ZIP-level rent data ยท COL adjusted from Oxnard, CA area

$

Numbers update automatically as you type

You'd save $153/month moving to Denver, CO

$150.0K in your current city equals $148.2K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 2.0%
Less expensive
Monthly Impact
$153
Savings
Annual Impact
$1.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bakersfield, CA

Population:413K
Cost Index:100
Median Home:$343K

Denver, CO

Population:716K
Cost Index:98
Median Home:$513K

Bakersfield, CA

The Golden State

413K
Population
State Tax
Yes

Located in California, this city has a population of 413K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Bakersfield, CA vs Denver, CO

๐Ÿ Housing
โ†“ 11.5%
Bakersfield, CA
$3,670
Denver, CO
$3,248
Difference
$421
less
๐Ÿ“ฆOther
โ†‘ 16.8%
Bakersfield, CA
$1,519
Denver, CO
$1,774
Difference
$255
more
๐Ÿš—Transportation
โ†“ 11.9%
Bakersfield, CA
$1,660
Denver, CO
$1,462
Difference
$198
less
๐ŸฅHealthcare
โ†‘ 30.7%
Bakersfield, CA
$484
Denver, CO
$632
Difference
$148
more
๐Ÿ›’Groceries
โ†‘ 12.9%
Bakersfield, CA
$911
Denver, CO
$1,029
Difference
$118
more
โšกAll Utilities
โ†‘ 6.2%
Bakersfield, CA
$489
Denver, CO
$519
Difference
$30.31
more

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Bakersfield, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$775
To$1,720
โ†‘ $945
1 Bed
From$778
To$1,840
โ†‘ $1,062
2 Bed
From$1,013
To$2,190
โ†‘ $1,177
3 Bed
From$1,409
To$2,870
โ†‘ $1,461
Bakersfield, CAZIP-level data

1BR range: $1,020โ€“$1,710/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,733
Monthly in Bakersfield, CA
$8,665
Monthly in Denver, CO
$67.92
Difference

Home Values

Bakersfield
Denver
$343K
Median Value
$513K
โ†“ -0.6%
YoY Change
โ†“ -4.2%
โ†‘ +40.7%
5-Year Change
โ†‘ +13%
$289K - $468K
Price Range
$352K - $933K

Homes in Denver are 50% more expensive than Bakersfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.0K
Per year
Monthly Difference
$336
More take-home
Effective Rate Diff
2.7%
Rate difference

Bakersfield, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Bakersfield, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bakersfield
Denver
50 Good
Air Quality
55 Moderate
52.2%
Good Air Days
35.2%
99 High
Climate Risk
95 High
๐Ÿ”ฅ๐ŸŒŠ๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
2 days
Heat Days >95ยฐF
28 days
โ–ฒ+2.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
2 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Colorado on TaxTakeHome.com

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