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Cost of Living Comparison 2026

๐Ÿ“ Bakersfield, CA โ€” ZIP-level rent data ยท COL adjusted from Oxnard, CA area

$

Numbers update automatically as you type

You'd save $1.0K/month moving to Raleigh, NC

$150.0K in your current city equals $137.7K in Raleigh, NC

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 13.6%
Less expensive
Monthly Impact
$1,021
Savings
Annual Impact
$12.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bakersfield, CA

Population:413K
Cost Index:100
Median Home:$343K

Raleigh, NC

Population:474K
Cost Index:86
Median Home:$512K

Bakersfield, CA

The Golden State

413K
Population
State Tax
Yes

Located in California, this city has a population of 413K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขResearch Triangle
  • โ€ขState capital
  • โ€ขMajor university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Bakersfield, CA vs Raleigh, NC

๐Ÿ Housing
โ†“ 32.7%
Bakersfield, CA
$3,670
Raleigh, NC
$2,469
Difference
$1,201
less
๐Ÿš—Transportation
โ†“ 22.6%
Bakersfield, CA
$1,660
Raleigh, NC
$1,284
Difference
$376
less
๐Ÿ“ฆOther
โ†‘ 12.4%
Bakersfield, CA
$1,519
Raleigh, NC
$1,707
Difference
$188
more
๐ŸฅHealthcare
โ†‘ 24.3%
Bakersfield, CA
$484
Raleigh, NC
$601
Difference
$117
more
โšกAll Utilities
โ†‘ 11.8%
Bakersfield, CA
$489
Raleigh, NC
$546
Difference
$57.63
more
๐Ÿ›’Groceries
โ†‘ 5.3%
Bakersfield, CA
$911
Raleigh, NC
$959
Difference
$47.89
more

๐Ÿ Rent Comparison

Studio
From$775
To$1,570
โ†‘ $795
1 Bed
From$778
To$1,640
โ†‘ $862
2 Bed
From$1,013
To$1,800
โ†‘ $787
3 Bed
From$1,409
To$2,255
โ†‘ $846
Bakersfield, CAZIP-level data

1BR range: $1,020โ€“$1,710/mo

Raleigh, NCZIP-level data

1BR range: $1,400โ€“$1,880/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,733
Monthly in Bakersfield, CA
$7,567
Monthly in Raleigh, NC
$1,166
Difference

Home Values

Bakersfield
Raleigh
$343K
Median Value
$512K
โ†“ -0.6%
YoY Change
โ†“ -0.5%
โ†‘ +40.7%
5-Year Change
โ†‘ +38.2%
$289K - $468K
Price Range
$314K - $992K

Homes in Raleigh are 49% more expensive than Bakersfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $3.5K
Per year
Monthly Difference
$292
More take-home
Effective Rate Diff
2.3%
Rate difference

Bakersfield, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Bakersfield, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bakersfield
Raleigh
50 Good
Air Quality
46 Good
52.2%
Good Air Days
61.7%
99 High
Climate Risk
96 High
๐Ÿ”ฅ๐ŸŒŠ๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.0ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
2 days
Heat Days >95ยฐF
31 days
โ–ฒ+2.0ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
2 days
Heat Days >95ยฐF
31 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and North Carolina on TaxTakeHome.com

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