Is Phoenix, AZ cheaper than Balch Springs, TX?

Based on cost of living data, Phoenix, AZ is 11.6% more expensive than Balch Springs, TX. This translates to spending an extra $870 per month.

What salary do I need in Phoenix, AZ to live like I do in Balch Springs, TX?

If you earn $150,000 in Balch Springs, TX, you'd need approximately $160,441.219 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Balch Springs, TX and Phoenix, AZ?

Housing in Phoenix, AZ is 41.5% more expensive than in Balch Springs, TX. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,253/month in Balch Springs, TX.

How much can I save per month by moving from Balch Springs, TX to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $870 more per month than Balch Springs, TX, or $10441 more per year, based on a $150,000 salary.

Balch Springs, TX vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Balch Springs, TX — ZIP-level rent data · COL adjusted from Dallas, TX area

Current salary in Balch Springs, TX

Numbers update automatically as you type

You'd spend $870/month more in Phoenix, AZ

$150.0K in your current city equals $160.4K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↑ 11.6%

More expensive

Monthly Impact

$870

Extra cost

Annual Impact

$10.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Balch Springs, TX

Population:27K

Cost Index:100

Median Home:$215K

Phoenix, AZ

Population:1608K

Cost Index:112

Median Home:$414K

Balch Springs, TX

The Lone Star State

27K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 27K residents.

💡 Advantage: Texas has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Balch Springs, TX vs Phoenix, AZ

Category	Balch Springs, TX	Phoenix, AZ	Difference	Change
🏠Housing	$1,970/mo	$2,788/mo	↑ $818more	41.5%
🚗Transportation	$1,188/mo	$1,489/mo	↑ $301more	25.3%
📦Other	$1,625/mo	$1,677/mo	↑ $52.73more	3.2%
🛒Groceries	$937/mo	$963/mo	↑ $26.27more	2.8%
⚡All Utilities	$539/mo	$561/mo	↑ $22.65more	4.2%
🏥Healthcare	$605/mo	$589/mo	↓ $16.10less	2.7%

🏠Housing

↑ 41.5%

Balch Springs, TX

$1,970

Phoenix, AZ

$2,788

Difference

$818

🚗Transportation

↑ 25.3%

Balch Springs, TX

$1,188

Phoenix, AZ

$1,489

Difference

$301

📦Other

↑ 3.2%

Balch Springs, TX

$1,625

Phoenix, AZ

$1,677

Difference

$52.73

🛒Groceries

↑ 2.8%

Balch Springs, TX

$937

Phoenix, AZ

$963

Difference

$26.27

⚡All Utilities

↑ 4.2%

Balch Springs, TX

$539

Phoenix, AZ

$561

Difference

$22.65

🏥Healthcare

↓ 2.7%

Balch Springs, TX

$605

Phoenix, AZ

$589

Difference

$16.10

less

🏠Rent Comparison

Studio

From$1,027

To$1,390

↑ $363

1 Bed

From$1,066

To$1,510

↑ $444

2 Bed

From$1,253

To$1,750

↑ $497

3 Bed

From$1,580

To$2,330

↑ $750

Balch Springs, TXZIP-level data

1BR range: $1,370–$1,370/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,863

Monthly in Balch Springs, TX

$8,068

Monthly in Phoenix, AZ

$1,205

Difference

Home Values

Balch Springs

Phoenix

$215K

Median Value

$414K

↓ -6.7%

YoY Change

↓ -3.1%

↑ +22.9%

5-Year Change

↑ +30.2%

$215K

Price Range

$274K - $957K

Homes in Phoenix are 93% more expensive than Balch Springs

Calculate payment - Balch Springs Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Balch Springs, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Balch Springs, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.