Ball Ground, GA vs Simpsonville, KY: Cost of Living

Which city costs less?

Simpsonville, KY has a modeled overall cost index 14.0% lower than Ball Ground, GA.

Ball Ground, GA · modeled 2BR rent
$1,320 / month
Simpsonville, KY · modeled 2BR rent
$1,380 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Ball Ground, GA and Simpsonville, KY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $933/month in Simpsonville, KY

$150,000 in your current city has a modeled equivalent of $138,806 in Simpsonville, KY

Regional cost estimates: Ball Ground, GA uses Atlanta, GA. Simpsonville, KY uses Louisville, KY. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 14.0%
Less expensive
Monthly Impact
$933
Savings
Annual Impact
$11.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Ball Ground, GA

Population:3K
Cost Index:
92.6
100 = national average
Typical Home:$463K

Simpsonville, KY

Population:3K
Cost Index:
79.6
100 = national average
Typical Home:$397K

Planning the move to Simpsonville?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Ball Ground, GA

The Peach State

3K
Population
State Tax
Yes

Located in Georgia, this city has a population of 3K residents.

Simpsonville, KY

The Bluegrass State

3K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Ball Ground, GA vs Simpsonville, KY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 17.8%
Ball Ground, GA
$2,210
Simpsonville, KY
$1,817
Difference
$393
less
Other
↓ 16.4%
Ball Ground, GA
$1,801
Simpsonville, KY
$1,506
Difference
$295
less
All Utilities
↓ 20.1%
Ball Ground, GA
$585
Simpsonville, KY
$468
Difference
$117
less
Transportation
↓ 8.3%
Ball Ground, GA
$1,355
Simpsonville, KY
$1,242
Difference
$112
less
Healthcare
↓ 3.6%
Ball Ground, GA
$589
Simpsonville, KY
$568
Difference
$21.28
less
Groceries
↑ 0.6%
Ball Ground, GA
$960
Simpsonville, KY
$966
Difference
$6.00
more

🏠Rent Comparison

Studio
From$1,150
To$1,100
↓ $50.00
1 Bed
From$1,200
To$1,190
↓ $10.00
2 Bed
From$1,320
To$1,380
↑ $60.00
3 Bed
From$1,580
To$1,750
↑ $170
Ball Ground, GAZIP-level data

1BR range: $1,200–$1,200/mo

Simpsonville, KYZIP-level data

1BR range: $1,190–$1,190/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Ball Ground, GA
$6,567
Monthly in Simpsonville, KY
$933
Difference

Home Values

Ball Ground
Simpsonville
$463K
Median Value
$397K
↑ +1.3%
YoY Change
↑ +1.7%
↑ +50.5%
5-Year Change
↑ +26.7%

Homes in Simpsonville are 14% less expensive than Ball Ground

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $953
Per year
Monthly Difference
$79.38
More take-home
Effective Rate Diff
0.6%
Rate difference

Ball Ground, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Simpsonville, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Additional Tax Information

Ball Ground, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

Simpsonville, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ball Ground
Simpsonville
50 Good
Air Quality
50 Good
50.8%
Good Air Days
50.8%
96 High
Climate Risk
98 High
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+2.9°F
28 days
Heat Days >95°F
37 days
▲+2.7°F
2050 Outlook
▲+2.9°F
28 days
Heat Days >95°F
37 days

Before moving from Ball Ground, GA to Simpsonville, KY

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Simpsonville, KY for the same bedroom count and included utilities as your home in Ball Ground, GA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Ball Ground to Simpsonville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Simpsonville, KY by cost, housing, population and region.

Frequently Asked Questions: Ball Ground, GA vs Simpsonville, KY

How do the cost estimates for Ball Ground, GA and Simpsonville, KY compare?

Simpsonville, KY has a modeled overall cost index 14.0% lower than Ball Ground, GA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Ball Ground, GA, the model estimates $138,806 in Simpsonville, KY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Ball Ground, GA and Simpsonville, KY?

The modeled two-bedroom rents are $1,320/month in Ball Ground, GA and $1,380/month in Simpsonville, KY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Georgia and Kentucky on TaxTakeHome.com

Where your money goes further

Cities cheaper than Ball Ground, GA on a $150.0K salary

Similar cost to Simpsonville, KY

Other cities in a similar price range

Want to compare different cities?

New Comparison