Ballwin, MO vs Crown Point, IN: Cost of Living

Which city costs less?

Crown Point, IN has a modeled overall cost index 16.7% higher than Ballwin, MO.

Ballwin, MO · modeled 2BR rent
$1,440 / month
Crown Point, IN · modeled 2BR rent
$1,510 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Ballwin, MO and Crown Point, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,576/month in Crown Point, IN

$150,000 in your current city has a modeled equivalent of $168,915 in Crown Point, IN

Regional cost estimates: Ballwin, MO uses St. Louis, MO. Crown Point, IN uses Chicago, IL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 16.7%
More expensive
Monthly Impact
$1,576
Extra cost
Annual Impact
$18.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Ballwin, MO

Population:30K
Cost Index:
82.7
100 = national average
Typical Home:$371K

Crown Point, IN

Population:35K
Cost Index:
96.5
100 = national average
Typical Home:$345K

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Ballwin, MO

The Show-Me State

30K
Population
State Tax
Yes

Located in Missouri, this city has a population of 30K residents.

Crown Point, IN

The Hoosier State

35K
Population
State Tax
Yes

Located in Indiana, this city has a population of 35K residents.

Cost Breakdown by Category

Estimated monthly spending: Ballwin, MO vs Crown Point, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 53.9%
Ballwin, MO
$1,922
Crown Point, IN
$2,959
Difference
$1,036
more
Transportation
↑ 29.8%
Ballwin, MO
$1,388
Crown Point, IN
$1,801
Difference
$413
more
Healthcare
↑ 9.4%
Ballwin, MO
$617
Crown Point, IN
$675
Difference
$58.28
more
Groceries
↑ 5.1%
Ballwin, MO
$1,112
Crown Point, IN
$1,168
Difference
$56.36
more
Other
↑ 2.7%
Ballwin, MO
$1,834
Crown Point, IN
$1,884
Difference
$49.85
more
All Utilities
↓ 6.1%
Ballwin, MO
$627
Crown Point, IN
$589
Difference
$37.99
less

🏠Rent Comparison

Studio
From$1,130
To$1,100
↓ $30.00
1 Bed
From$1,180
To$1,240
↑ $60.00
2 Bed
From$1,440
To$1,510
↑ $70.00
3 Bed
From$1,850
To$1,850
→ $0
Ballwin, MOZIP-level data

1BR range: $1,180–$1,180/mo

Crown Point, INZIP-level data

1BR range: $1,240–$1,240/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Ballwin, MO
$9,076
Monthly in Crown Point, IN
$1,576
Difference

Home Values

Ballwin
Crown Point
$371K
Median Value
$345K
↑ +1.5%
YoY Change
↑ +1.3%
↑ +31.3%
5-Year Change
↑ +28.9%

Homes in Crown Point are 7% less expensive than Ballwin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $3.1K
Per year
Monthly Difference
$257
More take-home
Effective Rate Diff
2.1%
Rate difference

Ballwin, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Crown Point, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Ballwin, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Crown Point, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ballwin
Crown Point
54 Moderate
Air Quality
54 Moderate
38%
Good Air Days
35.8%
99 High
Climate Risk
100 Very High
🌊🌡🫨
Top Hazards
🌊🌡🫨
▲+3.0°F
2050 Outlook
▲+3.2°F
39 days
Heat Days >95°F
18 days
▲+3.0°F
2050 Outlook
▲+3.2°F
39 days
Heat Days >95°F
18 days

Before moving from Ballwin, MO to Crown Point, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Crown Point, IN for the same bedroom count and included utilities as your home in Ballwin, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Ballwin to Crown Point moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Crown Point, IN by cost, housing, population and region.

Frequently Asked Questions: Ballwin, MO vs Crown Point, IN

How do the cost estimates for Ballwin, MO and Crown Point, IN compare?

Crown Point, IN has a modeled overall cost index 16.7% higher than Ballwin, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Ballwin, MO, the model estimates $168,915 in Crown Point, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Ballwin, MO and Crown Point, IN?

The modeled two-bedroom rents are $1,440/month in Ballwin, MO and $1,510/month in Crown Point, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Missouri and Indiana on TaxTakeHome.com

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