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Cost of Living Comparison 2026

๐Ÿ“ Ballwin, MO โ€” ZIP-level rent data ยท COL adjusted from St. Louis, MO area

$

Numbers update automatically as you type

You'd spend $2.5K/month more in Denver, CO

$150.0K in your current city equals $179.8K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from St. Louis, MO-IL area
Overall Cost
โ†‘ 33.1%
More expensive
Monthly Impact
$2,480
Extra cost
Annual Impact
$29.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Ballwin, MO

Population:30K
Cost Index:100
Median Home:$371K

Denver, CO

Population:716K
Cost Index:133
Median Home:$513K

Ballwin, MO

The Show-Me State

30K
Population
State Tax
Yes

Located in Missouri, this city has a population of 30K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Ballwin, MO vs Denver, CO

๐Ÿ Housing
โ†‘ 103.0%
Ballwin, MO
$1,600
Denver, CO
$3,248
Difference
$1,648
more
๐Ÿš—Transportation
โ†‘ 26.5%
Ballwin, MO
$1,155
Denver, CO
$1,462
Difference
$306
more
๐Ÿ“ฆOther
โ†‘ 16.2%
Ballwin, MO
$1,527
Denver, CO
$1,774
Difference
$247
more
๐ŸฅHealthcare
โ†‘ 23.1%
Ballwin, MO
$513
Denver, CO
$632
Difference
$119
more
๐Ÿ›’Groceries
โ†‘ 11.2%
Ballwin, MO
$925
Denver, CO
$1,029
Difference
$104
more
โšกAll Utilities
โ†“ 0.6%
Ballwin, MO
$522
Denver, CO
$519
Difference
$2.88
less

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Ballwin, MO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$913
To$1,720
โ†‘ $807
1 Bed
From$953
To$1,840
โ†‘ $887
2 Bed
From$1,163
To$2,190
โ†‘ $1,027
3 Bed
From$1,494
To$2,870
โ†‘ $1,376
Ballwin, MOZIP-level data

1BR range: $1,180โ€“$1,180/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,243
Monthly in Ballwin, MO
$8,665
Monthly in Denver, CO
$2,422
Difference

Home Values

Ballwin
Denver
$371K
Median Value
$513K
โ†‘ +1.5%
YoY Change
โ†“ -4.2%
โ†‘ +31.3%
5-Year Change
โ†‘ +13%
$371K
Price Range
$352K - $933K

Homes in Denver are 38% more expensive than Ballwin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $1.3K
Per year
Monthly Difference
$111
More take-home
Effective Rate Diff
0.9%
Rate difference

Ballwin, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Ballwin, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Ballwin
Denver
54 Moderate
Air Quality
55 Moderate
38%
Good Air Days
35.2%
99 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
39 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
39 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Missouri and Colorado on TaxTakeHome.com

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