Is Dallas, TX cheaper than Baltimore, MD?

Based on cost of living data, Dallas, TX is 4.7% cheaper than Baltimore, MD. This translates to saving $354 per month.

What salary do I need in Dallas, TX to live like I do in Baltimore, MD?

If you earn $150,000 in Baltimore, MD, you'd need approximately $145,754.717 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Baltimore, MD and Dallas, TX?

Housing in Dallas, TX is 23.3% cheaper than in Baltimore, MD. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,770/month in Baltimore, MD.

How much can I save per month by moving from Baltimore, MD to Dallas, TX?

Moving from Baltimore, MD to Dallas, TX could save you approximately $354 per month, or $4245 per year, based on a $150,000 salary.

Baltimore, MD vs Dallas, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Baltimore, MD

Numbers update automatically as you type

You'd save $354/month moving to Dallas, TX

$150.0K in your current city equals $145.8K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Baltimore-Columbia-Towson, MD area

Overall Cost

↓ 4.7%

Less expensive

Monthly Impact

$354

Savings

Annual Impact

$4.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Baltimore, MD

Population:586K

Cost Index:100

Median Home:$218K

Dallas, TX

Population:1304K

Cost Index:95

Median Home:$292K

Baltimore, MD

The Old Line State

586K

Population

State Tax

Yes

Located in Maryland, this city has a population of 586K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Baltimore, MD vs Dallas, TX

Category	Baltimore, MD	Dallas, TX	Difference	Change
🏠Housing	$3,118/mo	$2,391/mo	↓ $728less	23.3%
🛒Groceries	$1,089/mo	$979/mo	↓ $110less	10.1%
🚗Transportation	$1,380/mo	$1,298/mo	↓ $81.96less	5.9%
📦Other	$1,707/mo	$1,774/mo	↑ $66.96more	3.9%
⚡All Utilities	$607/mo	$563/mo	↓ $43.71less	7.2%
🏥Healthcare	$589/mo	$632/mo	↑ $43.37more	7.4%

🏠Housing

↓ 23.3%

Baltimore, MD

$3,118

Dallas, TX

$2,391

Difference

$728

less

🛒Groceries

↓ 10.1%

Baltimore, MD

$1,089

Dallas, TX

$979

Difference

$110

less

🚗Transportation

↓ 5.9%

Baltimore, MD

$1,380

Dallas, TX

$1,298

Difference

$81.96

less

📦Other

↑ 3.9%

Baltimore, MD

$1,707

Dallas, TX

$1,774

Difference

$66.96

⚡All Utilities

↓ 7.2%

Baltimore, MD

$607

Dallas, TX

$563

Difference

$43.71

less

🏥Healthcare

↑ 7.4%

Baltimore, MD

$589

Dallas, TX

$632

Difference

$43.37

🏛️ Local Income Taxes

Baltimore, MD: Baltimore City Income Tax$4,800/yr (3.2%)

Dallas, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,270

To$1,450

↑ $180

1 Bed

From$1,450

To$1,505

↑ $55.00

2 Bed

From$1,770

To$1,765

↓ $5.00

3 Bed

From$2,280

To$2,220

↓ $60.00

Baltimore, MDZIP-level data

1BR range: $1,450–$1,790/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,490

Monthly in Baltimore, MD

$7,637

Monthly in Dallas, TX

$853

Difference

Home Values

Baltimore

Dallas

$218K

Median Value

$292K

↓ -0.6%

YoY Change

↓ -3.1%

↑ +20%

5-Year Change

↑ +27.1%

$72K - $469K

Price Range

$138K - $2.01M

Homes in Dallas are 34% more expensive than Baltimore

Calculate payment - Baltimore Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.3K

Per year

Monthly Difference

$605

More take-home

Effective Rate Diff

4.8%

Rate difference

Baltimore, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Baltimore, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.