Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $1.7K/month more in Portland, OR

$150.0K in your current city equals $170.4K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from Baltimore-Columbia-Towson, MD area
Overall Cost
22.6%
More expensive
Monthly Impact
$1,698
Extra cost
Annual Impact
$20.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Baltimore, MD

Population:586K
Cost Index:
100
100 = national average
Median Home:$218K

Portland, OR

Population:641K
Cost Index:
123
(23% above avg)
Median Home:$535K

Baltimore, MD

The Old Line State

586K
Population
State Tax
Yes

Located in Maryland, this city has a population of 586K residents.

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Baltimore, MD vs Portland, OR

Housing
50.8%
Baltimore, MD
$3,118
Portland, OR
$4,704
Difference
$1,585
more
Transportation
24.8%
Baltimore, MD
$1,380
Portland, OR
$1,721
Difference
$341
more
Other
12.7%
Baltimore, MD
$1,707
Portland, OR
$1,925
Difference
$218
more
All Utilities
21.6%
Baltimore, MD
$607
Portland, OR
$475
Difference
$131
less
Healthcare
12.6%
Baltimore, MD
$589
Portland, OR
$663
Difference
$74.35
more
Groceries
1.8%
Baltimore, MD
$1,089
Portland, OR
$1,069
Difference
$19.99
less

🏛️ Local Income Taxes

Baltimore, MD: Baltimore City Income Tax$4,800/yr (3.2%)
Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)
Net difference-$3,300/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,270
To$1,555
$285
1 Bed
From$1,450
To$1,655
$205
2 Bed
From$1,770
To$1,900
$130
3 Bed
From$2,280
To$2,590
$310
Baltimore, MDZIP-level data

1BR range: $1,450$1,790/mo

Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,490
Monthly in Baltimore, MD
$10,557
Monthly in Portland, OR
$2,068
Difference

Home Values

Baltimore
Portland
$218K
Median Value
$535K
↓ -0.6%
YoY Change
↓ -1.2%
↑ +20%
5-Year Change
↑ +7.2%
$72K - $469K
Price Range
$351K - $760K

Homes in Portland are 146% more expensive than Baltimore

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$8.3K
More taxes
Monthly Difference
$688
Less take-home
Effective Rate Diff
5.5%
Rate difference

Baltimore, MD

Federal Income Tax
Effective: 18.9%
$25.5K
Maryland State Tax
Effective: 4.8%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,811/month
$105.7K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Baltimore, MD Tax Rates

Sales Tax:6.0%
Property Tax:1.1%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Baltimore
Portland
45 Good
Air Quality
35 Good
65.6%
Good Air Days
85%
95 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
+3.0°F
2050 Outlook
+2.5°F
30 days
Heat Days >95°F
9 days
+3.0°F
2050 Outlook
+2.5°F
30 days
Heat Days >95°F
9 days

💰 See how taxes change too — compare take-home pay between Maryland and Oregon on TaxTakeHome.com

Similar cost to Portland, OR

Other cities in a similar price range

Want to compare different cities?

New Comparison