Is Yonkers, NY cheaper than Baltimore, MD?

Based on cost of living data, Yonkers, NY is 17.9% more expensive than Baltimore, MD. This translates to spending an extra $1344 per month.

What salary do I need in Yonkers, NY to live like I do in Baltimore, MD?

If you earn $150,000 in Baltimore, MD, you'd need approximately $166,132.075 in Yonkers, NY to maintain the same standard of living.

How does housing cost compare between Baltimore, MD and Yonkers, NY?

Housing in Yonkers, NY is 19.2% more expensive than in Baltimore, MD. For a two-bedroom apartment, rent is $2,860/month in Yonkers, NY compared to $1,770/month in Baltimore, MD.

How much can I save per month by moving from Baltimore, MD to Yonkers, NY?

Living in Yonkers, NY costs approximately $1344 more per month than Baltimore, MD, or $16132 more per year, based on a $150,000 salary.

Baltimore, MD vs Yonkers, NY: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Baltimore, MD

Numbers update automatically as you type

You'd spend $1.3K/month more in Yonkers, NY

$150.0K in your current city equals $166.1K in Yonkers, NY

Rent data from HUD ZIP-level estimates · COL index from Baltimore-Columbia-Towson, MD area

Overall Cost

↑ 17.9%

More expensive

Monthly Impact

$1,344

Extra cost

Annual Impact

$16.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Baltimore, MD

Population:586K

Cost Index:

100

100 = national average

Median Home:$218K

Yonkers, NY

Population:208K

Cost Index:

118

(18% above avg)

Median Home:$648K

Baltimore, MD

The Old Line State

586K

Population

State Tax

Yes

Located in Maryland, this city has a population of 586K residents.

Yonkers, NY

The Empire State

208K

Population

State Tax

Yes

Located in New York, this city has a population of 208K residents.

Cost Breakdown by Category

Annual spending: Baltimore, MD vs Yonkers, NY

Category	Baltimore, MD	Yonkers, NY	Difference	Change
Housing	$3,118/mo	$3,716/mo	↑ $598more	19.2%
Other	$1,707/mo	$2,026/mo	↑ $318more	18.6%
Transportation	$1,380/mo	$1,598/mo	↑ $219more	15.8%
Healthcare	$589/mo	$688/mo	↑ $99.13more	16.8%
All Utilities	$607/mo	$596/mo	↓ $10.93less	1.8%
Groceries	$1,089/mo	$1,099/mo	↑ $9.99more	0.9%

Housing

↑ 19.2%

Baltimore, MD

$3,118

Yonkers, NY

$3,716

Difference

$598

Other

↑ 18.6%

Baltimore, MD

$1,707

Yonkers, NY

$2,026

Difference

$318

Transportation

↑ 15.8%

Baltimore, MD

$1,380

Yonkers, NY

$1,598

Difference

$219

Healthcare

↑ 16.8%

Baltimore, MD

$589

Yonkers, NY

$688

Difference

$99.13

All Utilities

↓ 1.8%

Baltimore, MD

$607

Yonkers, NY

$596

Difference

$10.93

less

Groceries

↑ 0.9%

Baltimore, MD

$1,089

Yonkers, NY

$1,099

Difference

$9.99

🏛️ Local Income Taxes

Baltimore, MD: Baltimore City Income Tax$4,800/yr (3.2%)

Yonkers, NY: Yonkers Surcharge (16.75% of state tax)$2,939/yr (2.0%)

Net difference-$1,861/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,270

To$2,490

↑ $1,220

1 Bed

From$1,450

To$2,610

↑ $1,160

2 Bed

From$1,770

To$2,860

↑ $1,090

3 Bed

From$2,280

To$3,580

↑ $1,300

Baltimore, MDZIP-level data

1BR range: $1,450–$1,790/mo

Yonkers, NYZIP-level data

1BR range: $2,400–$2,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,490

Monthly in Baltimore, MD

$9,722

Monthly in Yonkers, NY

$1,233

Difference

Home Values

Baltimore

Yonkers

$218K

Median Value

$648K

↓ -0.6%

YoY Change

↑ +4.6%

↑ +20%

5-Year Change

↑ +30.3%

$72K - $469K

Price Range

$598K - $729K

Homes in Yonkers are 198% more expensive than Baltimore

Calculate payment - Baltimore Calculate payment - Yonkers

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $2.3K

More taxes

Monthly Difference

$190

Less take-home

Effective Rate Diff

1.5%

Rate difference

Baltimore, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Yonkers, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Baltimore, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Yonkers, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.