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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $1.1K/month moving to Austin, TX

$150.0K in your current city equals $137.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
14.3%
Less expensive
Monthly Impact
$1,073
Savings
Annual Impact
$12.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Barnstable Town, MA

Population:50K
Cost Index:
100
100 = national average
Median Home:$961K

Austin, TX

Population:979K
Cost Index:
86
(14% below avg)
Median Home:$558K

Barnstable Town, MA

The Bay State

50K
Population
State Tax
Yes

Located in Massachusetts, this city has a population of 50K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Barnstable Town, MA vs Austin, TX

Housing
24.7%
Barnstable Town, MA
$3,830
Austin, TX
$2,885
Difference
$945
less
Other
18.3%
Barnstable Town, MA
$1,472
Austin, TX
$1,741
Difference
$269
more
Transportation
13.0%
Barnstable Town, MA
$1,477
Austin, TX
$1,284
Difference
$193
less
All Utilities
15.9%
Barnstable Town, MA
$643
Austin, TX
$541
Difference
$102
less
Healthcare
11.9%
Barnstable Town, MA
$668
Austin, TX
$589
Difference
$79.17
less
Groceries
1.0%
Barnstable Town, MA
$969
Austin, TX
$959
Difference
$10.00
less

🏠Rent Comparison

Studio
From$1,474
To$1,585
$111
1 Bed
From$1,714
To$1,685
$29.00
2 Bed
From$2,126
To$1,995
$131
3 Bed
From$2,743
To$2,525
$218
Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,058
Monthly in Barnstable Town, MA
$7,998
Monthly in Austin, TX
$1,060
Difference

Home Values

Barnstable Town
Austin
-
Median Value
$558K
-
YoY Change
↓ -5%
-
5-Year Change
↑ +12.6%
-
Price Range
$272K - $1.26M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$7.5K
Per year
Monthly Difference
$625
More take-home
Effective Rate Diff
5.0%
Rate difference

Barnstable Town, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Barnstable Town, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Barnstable Town
Austin
36 Good
Air Quality
52 Moderate
79.5%
Good Air Days
42.6%
94 Moderate
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌡🌪
+2.5°F
2050 Outlook
+2.5°F
6 days
Heat Days >95°F
98 days
+2.5°F
2050 Outlook
+2.5°F
6 days
Heat Days >95°F
98 days

What to Consider When Moving from Barnstable Town, MA to Austin, TX

Relocating from Barnstable Town, MA to Austin, TX involves more than just comparing rent prices. While the overall cost of living is about 14% lower in Austin, TX, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Austin, TX is 25% cheaper than in Barnstable Town, MA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Austin, TX pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Austin, TX to match your current standard of living in Barnstable Town, MA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Austin, TX for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Barnstable Town, MA vs Austin, TX

Is Austin, TX cheaper than Barnstable Town, MA?

Yes, Austin, TX is about 14.3% cheaper than Barnstable Town, MA. You could save approximately $1,073/month on a $150,000 salary. Housing costs are 25% lower in Austin, TX.

What salary do I need in Austin, TX to match my lifestyle in Barnstable Town, MA?

If you currently earn $150,000 in Barnstable Town, MA, you would need approximately $137,125 in Austin, TX to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Barnstable Town, MA and Austin, TX?

A two-bedroom apartment averages $2,126/month in Barnstable Town, MA compared to $1,995/month in Austin, TX. One-bedroom apartments are $1,714/month in Barnstable Town, MA vs $1,685/month in Austin, TX. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Barnstable Town, MA or Austin, TX?

Groceries are about 1% cheaper in Austin, TX than in Barnstable Town, MA, saving a typical household roughly $10.00/month on food.

What is the best time to move from Barnstable Town, MA to Austin, TX?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Massachusetts and Texas on TaxTakeHome.com

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