Is Phoenix, AZ cheaper than Barnstable Town, MA?

Based on cost of living data, Phoenix, AZ is 14.1% cheaper than Barnstable Town, MA. This translates to saving $1060 per month.

What salary do I need in Phoenix, AZ to live like I do in Barnstable Town, MA?

If you earn $150,000 in Barnstable Town, MA, you'd need approximately $137,274.501 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Barnstable Town, MA and Phoenix, AZ?

Housing in Phoenix, AZ is 27.2% cheaper than in Barnstable Town, MA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,126/month in Barnstable Town, MA.

How much can I save per month by moving from Barnstable Town, MA to Phoenix, AZ?

Moving from Barnstable Town, MA to Phoenix, AZ could save you approximately $1060 per month, or $12725 per year, based on a $150,000 salary.

Barnstable Town, MA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Barnstable Town, MA — COL adjusted from Boston, MA area + state data

Current salary in Barnstable Town, MA

Numbers update automatically as you type

You'd save $1.1K/month moving to Phoenix, AZ

$150.0K in your current city equals $137.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 14.1%

Less expensive

Monthly Impact

$1,060

Savings

Annual Impact

$12.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Barnstable Town, MA

Population:50K

Cost Index:100

Median Home:$961K

Phoenix, AZ

Population:1608K

Cost Index:86

Median Home:$414K

Barnstable Town, MA

The Bay State

50K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 50K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Barnstable Town, MA vs Phoenix, AZ

Category	Barnstable Town, MA	Phoenix, AZ	Difference	Change
🏠Housing	$3,830/mo	$2,788/mo	↓ $1,042less	27.2%
📦Other	$1,472/mo	$1,677/mo	↑ $205more	14.0%
⚡All Utilities	$643/mo	$561/mo	↓ $81.73less	12.7%
🏥Healthcare	$668/mo	$589/mo	↓ $79.17less	11.9%
🚗Transportation	$1,477/mo	$1,489/mo	↑ $12.37more	0.8%
🛒Groceries	$969/mo	$963/mo	↓ $6.00less	0.6%

🏠Housing

↓ 27.2%

Barnstable Town, MA

$3,830

Phoenix, AZ

$2,788

Difference

$1,042

less

📦Other

↑ 14.0%

Barnstable Town, MA

$1,472

Phoenix, AZ

$1,677

Difference

$205

⚡All Utilities

↓ 12.7%

Barnstable Town, MA

$643

Phoenix, AZ

$561

Difference

$81.73

less

🏥Healthcare

↓ 11.9%

Barnstable Town, MA

$668

Phoenix, AZ

$589

Difference

$79.17

less

🚗Transportation

↑ 0.8%

Barnstable Town, MA

$1,477

Phoenix, AZ

$1,489

Difference

$12.37

🛒Groceries

↓ 0.6%

Barnstable Town, MA

$969

Phoenix, AZ

$963

Difference

$6.00

less

🏠Rent Comparison

Studio

From$1,474

To$1,390

↓ $84.00

1 Bed

From$1,714

To$1,510

↓ $204

2 Bed

From$2,126

To$1,750

↓ $376

3 Bed

From$2,743

To$2,330

↓ $413

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,058

Monthly in Barnstable Town, MA

$8,068

Monthly in Phoenix, AZ

$991

Difference

Home Values

Barnstable Town

Phoenix

Median Value

$414K

YoY Change

↓ -3.1%

5-Year Change

↑ +30.2%

Price Range

$274K - $957K

Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.3K

Per year

Monthly Difference

$189

More take-home

Effective Rate Diff

1.5%

Rate difference

Barnstable Town, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Barnstable Town, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.