Is Raleigh, NC cheaper than Bay Shore CDP, NY?

Based on cost of living data, Raleigh, NC is 30.9% cheaper than Bay Shore CDP, NY. This translates to saving $2318 per month.

What salary do I need in Raleigh, NC to live like I do in Bay Shore CDP, NY?

If you earn $150,000 in Bay Shore CDP, NY, you'd need approximately $122,184.532 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between Bay Shore CDP, NY and Raleigh, NC?

Housing in Raleigh, NC is 57.1% cheaper than in Bay Shore CDP, NY. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $2,983/month in Bay Shore CDP, NY.

How much can I save per month by moving from Bay Shore CDP, NY to Raleigh, NC?

Moving from Bay Shore CDP, NY to Raleigh, NC could save you approximately $2318 per month, or $27815 per year, based on a $150,000 salary.

Bay Shore CDP, NY vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bay Shore CDP, NY — COL adjusted from New York, NY area + state data

Current salary in Bay Shore CDP, NY

Numbers update automatically as you type

You'd save $2.3K/month moving to Raleigh, NC

$150.0K in your current city equals $122.2K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 30.9%

Less expensive

Monthly Impact

$2,318

Savings

Annual Impact

$27.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bay Shore CDP, NY

Population:29K

Cost Index:100

Median Home:$1.05M

Raleigh, NC

Population:474K

Cost Index:69

Median Home:$512K

Bay Shore CDP, NY

The Empire State

29K

Population

State Tax

Yes

Located in New York, this city has a population of 29K residents.

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Bay Shore CDP, NY vs Raleigh, NC

Category	Bay Shore CDP, NY	Raleigh, NC	Difference	Change
🏠Housing	$5,752/mo	$2,469/mo	↓ $3,283less	57.1%
🛒Groceries	$1,065/mo	$959/mo	↓ $106less	9.9%
🚗Transportation	$1,339/mo	$1,284/mo	↓ $54.93less	4.1%
🏥Healthcare	$629/mo	$601/mo	↓ $27.69less	4.4%
📦Other	$1,700/mo	$1,707/mo	↑ $7.85more	0.5%
⚡All Utilities	$548/mo	$546/mo	↓ $2.03less	0.4%

🏠Housing

↓ 57.1%

Bay Shore CDP, NY

$5,752

Raleigh, NC

$2,469

Difference

$3,283

less

🛒Groceries

↓ 9.9%

Bay Shore CDP, NY

$1,065

Raleigh, NC

$959

Difference

$106

less

🚗Transportation

↓ 4.1%

Bay Shore CDP, NY

$1,339

Raleigh, NC

$1,284

Difference

$54.93

less

🏥Healthcare

↓ 4.4%

Bay Shore CDP, NY

$629

Raleigh, NC

$601

Difference

$27.69

less

📦Other

↑ 0.5%

Bay Shore CDP, NY

$1,700

Raleigh, NC

$1,707

Difference

$7.85

⚡All Utilities

↓ 0.4%

Bay Shore CDP, NY

$548

Raleigh, NC

$546

Difference

$2.03

less

🏠Rent Comparison

Studio

From$2,053

To$1,570

↓ $483

1 Bed

From$2,415

To$1,640

↓ $775

2 Bed

From$2,983

To$1,800

↓ $1,183

3 Bed

From$4,120

To$2,255

↓ $1,865

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,033

Monthly in Bay Shore CDP, NY

$7,567

Monthly in Raleigh, NC

$3,466

Difference

Home Values

Bay Shore CDP

Raleigh

Median Value

$512K

YoY Change

↓ -0.5%

5-Year Change

↑ +38.2%

Price Range

$314K - $992K

Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.4K

Per year

Monthly Difference

$202

More take-home

Effective Rate Diff

1.6%

Rate difference

Bay Shore CDP, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Bay Shore CDP, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.