Baytown, TX vs Victoria, TX: Cost of Living

Which city costs less?

Victoria, TX has a modeled overall cost index 0.1% lower than Baytown, TX.

Baytown, TX · modeled 2BR rent
$1,435 / month
Victoria, TX · modeled 2BR rent
$1,410 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Baytown, TX and Victoria, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $74.31/month in Victoria, TX

$150,000 in your current city has a modeled equivalent of $149,108 in Victoria, TX

Regional cost estimates: Baytown, TX uses Houston, TX. Victoria, TX uses Corpus Christi, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 0.1%
Less expensive
Monthly Impact
$74.31
Savings
Annual Impact
$892
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Baytown, TX

Population:84K
Cost Index:
89.6
100 = national average
Typical Home:$211K

Victoria, TX

Population:66K
Cost Index:
89.4
100 = national average
Typical Home:$247K

Planning the move to Victoria?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Baytown, TX

The Lone Star State

84K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 84K residents.

💡 Advantage: Texas has no state income tax!

Victoria, TX

The Lone Star State

66K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 66K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Baytown, TX vs Victoria, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↓ 6.2%
Baytown, TX
$1,491
Victoria, TX
$1,399
Difference
$92.13
less
Other
↑ 4.3%
Baytown, TX
$1,818
Victoria, TX
$1,896
Difference
$78.05
more
All Utilities
↓ 8.4%
Baytown, TX
$590
Victoria, TX
$540
Difference
$49.50
less
Groceries
↑ 2.7%
Baytown, TX
$973
Victoria, TX
$999
Difference
$26.08
more
Healthcare
↓ 3.6%
Baytown, TX
$600
Victoria, TX
$579
Difference
$21.37
less
Housing
↓ 0.8%
Baytown, TX
$2,028
Victoria, TX
$2,013
Difference
$15.44
less

🏠Rent Comparison

Studio
From$1,165
To$1,120
↓ $45.00
1 Bed
From$1,205
To$1,130
↓ $75.00
2 Bed
From$1,435
To$1,410
↓ $25.00
3 Bed
From$1,930
To$1,690
↓ $240
Baytown, TXZIP-level data

1BR range: $1,120–$1,290/mo

Victoria, TXZIP-level data

1BR range: $1,130–$1,240/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Baytown, TX
$7,426
Monthly in Victoria, TX
$74.31
Difference

Home Values

Baytown
Victoria
$211K
Median Value
$247K
↓ -2%
YoY Change
↓ -2.6%
↑ +19.2%
5-Year Change
↑ +18%
$169K - $252K
Price Range
$138K - $269K

Homes in Victoria are 17% more expensive than Baytown

Calculate payment - BaytownCalculate payment - Victoria

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Baytown, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Victoria, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Baytown, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Victoria, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Baytown
Victoria
61 Moderate
Air Quality
51 Moderate
13.7%
Good Air Days
48.6%
100 Very High
Climate Risk
97 High
🌊🌅🌀
Top Hazards
🌊🌀🌡
▲+2.2°F
2050 Outlook
▲+2.2°F
64 days
Heat Days >95°F
52 days
▲+2.2°F
2050 Outlook
▲+2.2°F
64 days
Heat Days >95°F
52 days

Before moving from Baytown, TX to Victoria, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Victoria, TX for the same bedroom count and included utilities as your home in Baytown, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Baytown to Victoria moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Victoria, TX by cost, housing, population and region.

Frequently Asked Questions: Baytown, TX vs Victoria, TX

How do the cost estimates for Baytown, TX and Victoria, TX compare?

Victoria, TX has a modeled overall cost index 0.1% lower than Baytown, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Baytown, TX, the model estimates $149,108 in Victoria, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Baytown, TX and Victoria, TX?

The modeled two-bedroom rents are $1,435/month in Baytown, TX and $1,410/month in Victoria, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

Cities cheaper than Baytown, TX on a $150.0K salary

1.St. Louis, MO
Save $68.41/mo
2.Indianapolis, IN
Save $38.60/mo

Similar cost to Victoria, TX

Other cities in a similar price range

Raleigh, NCCharlotte, NCDallas, TX

Want to compare different cities?

New Comparison