Beaverton, OR vs Federal Way, WA: Cost of Living

Which city costs less?

Federal Way, WA has a modeled overall cost index 11.0% lower than Beaverton, OR.

Beaverton, OR · modeled 2BR rent: $1,880 / month
Federal Way, WA · modeled 2BR rent: $2,255 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Beaverton, OR and Federal Way, WA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Beaverton, OR

Numbers update automatically as you type

Estimated savings: $670/month in Federal Way, WA

$150,000 in your current city has a modeled equivalent of $141,963 in Federal Way, WA

Regional cost estimates: Beaverton, OR uses Portland, OR. Federal Way, WA uses Tacoma, WA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 11.0%

Less expensive

Monthly Impact

$670

Savings

Annual Impact

$8.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Beaverton, OR

Population:97K

Cost Index:

124.7

100 = national average

Typical Home:$477K

Federal Way, WA

Population:98K

Cost Index:

111.0

100 = national average

Typical Home:$575K

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Beaverton, OR

The Beaver State

97K

Population

State Tax

Yes

Located in Oregon, this city has a population of 97K residents.

Federal Way, WA

The Evergreen State

98K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 98K residents.

💡 Advantage: Washington has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Beaverton, OR vs Federal Way, WA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Beaverton, OR	Federal Way, WA	Difference	Change
Housing	$3,133/mo	$2,323/mo	↓ $810less	25.9%
Other	$1,425/mo	$1,244/mo	↓ $181less	12.7%
Transportation	$1,274/mo	$1,440/mo	↑ $166more	13.0%
Healthcare	$501/mo	$630/mo	↑ $129more	25.8%
Groceries	$808/mo	$826/mo	↑ $17.47more	2.2%
All Utilities	$359/mo	$368/mo	↑ $8.55more	2.4%

Housing

↓ 25.9%

Beaverton, OR

$3,133

Federal Way, WA

$2,323

Difference

$810

less

Other

↓ 12.7%

Beaverton, OR

$1,425

Federal Way, WA

$1,244

Difference

$181

less

Transportation

↑ 13.0%

Beaverton, OR

$1,274

Federal Way, WA

$1,440

Difference

$166

Healthcare

↑ 25.8%

Beaverton, OR

$501

Federal Way, WA

$630

Difference

$129

Groceries

↑ 2.2%

Beaverton, OR

$808

Federal Way, WA

$826

Difference

$17.47

All Utilities

↑ 2.4%

Beaverton, OR

$359

Federal Way, WA

$368

Difference

$8.55

🏠Rent Comparison

Studio

From$1,540

To$1,870

↑ $330

1 Bed

From$1,640

To$1,935

↑ $295

2 Bed

From$1,880

To$2,255

↑ $375

3 Bed

From$2,560

To$2,955

↑ $395

Beaverton, ORZIP-level data

1BR range: $1,640–$1,640/mo

Federal Way, WAZIP-level data

1BR range: $1,880–$1,990/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Beaverton, OR

$6,830

Monthly in Federal Way, WA

$670

Difference

Home Values

Beaverton

Federal Way

$477K

Median Value

$575K

↓ -2.3%

YoY Change

↓ -1.6%

↑ +19.8%

5-Year Change

↑ +28.9%

$477K

Price Range

$549K - $601K

Homes in Federal Way are 21% more expensive than Beaverton

Calculate payment - Beaverton Calculate payment - Federal Way

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Beaverton, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Federal Way, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Beaverton, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Federal Way, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Beaverton

Federal Way

35 Good

Air Quality

44 Good

85%

Good Air Days

72.4%

98 High

Climate Risk

99 High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+2.5°F

2050 Outlook

▲+2.4°F

9 days

Heat Days >95°F

1 days

▲+2.5°F

2050 Outlook

▲+2.4°F

9 days

Heat Days >95°F

1 days

Before moving from Beaverton, OR to Federal Way, WA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Federal Way, WA for the same bedroom count and included utilities as your home in Beaverton, OR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Beaverton to Federal Way moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Federal Way, WA by cost, housing, population and region.

Frequently Asked Questions: Beaverton, OR vs Federal Way, WA

How do the cost estimates for Beaverton, OR and Federal Way, WA compare?

Federal Way, WA has a modeled overall cost index 11.0% lower than Beaverton, OR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Beaverton, OR, the model estimates $141,963 in Federal Way, WA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Beaverton, OR and Federal Way, WA?

The modeled two-bedroom rents are $1,880/month in Beaverton, OR and $2,255/month in Federal Way, WA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oregon and Washington on TaxTakeHome.com