Is Nashville, TN cheaper than Bedford, TX?

Based on cost of living data, Nashville, TN is 8.0% more expensive than Bedford, TX. This translates to spending an extra $596 per month.

What salary do I need in Nashville, TN to live like I do in Bedford, TX?

If you earn $150,000 in Bedford, TX, you'd need approximately $157,157.46 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Bedford, TX and Nashville, TN?

Housing in Nashville, TN is 27.8% more expensive than in Bedford, TX. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,454/month in Bedford, TX.

How much can I save per month by moving from Bedford, TX to Nashville, TN?

Living in Nashville, TN costs approximately $596 more per month than Bedford, TX, or $7157 more per year, based on a $150,000 salary.

Bedford, TX vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bedford, TX — ZIP-level rent data · COL adjusted from Irving, TX area

Current salary in Bedford, TX

Numbers update automatically as you type

You'd spend $596/month more in Nashville, TN

$150.0K in your current city equals $157.2K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↑ 8.0%

More expensive

Monthly Impact

$596

Extra cost

Annual Impact

$7.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bedford, TX

Population:48K

Cost Index:100

Median Home:$348K

Nashville, TN

Population:689K

Cost Index:108

Median Home:$489K

Bedford, TX

The Lone Star State

48K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 48K residents.

💡 Advantage: Texas has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Bedford, TX vs Nashville, TN

Category	Bedford, TX	Nashville, TN	Difference	Change
🏠Housing	$2,074/mo	$2,651/mo	↑ $577more	27.8%
📦Other	$1,678/mo	$1,942/mo	↑ $264more	15.7%
⚡All Utilities	$553/mo	$519/mo	↓ $33.42less	6.0%
🚗Transportation	$1,251/mo	$1,284/mo	↑ $33.37more	2.7%
🏥Healthcare	$620/mo	$607/mo	↓ $13.23less	2.1%
🛒Groceries	$961/mo	$949/mo	↓ $12.07less	1.3%

🏠Housing

↑ 27.8%

Bedford, TX

$2,074

Nashville, TN

$2,651

Difference

$577

📦Other

↑ 15.7%

Bedford, TX

$1,678

Nashville, TN

$1,942

Difference

$264

⚡All Utilities

↓ 6.0%

Bedford, TX

$553

Nashville, TN

$519

Difference

$33.42

less

🚗Transportation

↑ 2.7%

Bedford, TX

$1,251

Nashville, TN

$1,284

Difference

$33.37

🏥Healthcare

↓ 2.1%

Bedford, TX

$620

Nashville, TN

$607

Difference

$13.23

less

🛒Groceries

↓ 1.3%

Bedford, TX

$961

Nashville, TN

$949

Difference

$12.07

less

🏠Rent Comparison

Studio

From$1,204

To$1,600

↑ $396

1 Bed

From$1,245

To$1,680

↑ $435

2 Bed

From$1,454

To$1,840

↑ $386

3 Bed

From$1,917

To$2,350

↑ $433

Bedford, TXZIP-level data

1BR range: $1,480–$1,560/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,137

Monthly in Bedford, TX

$7,952

Monthly in Nashville, TN

$816

Difference

Home Values

Bedford

Nashville

$348K

Median Value

$489K

↓ -2.2%

YoY Change

↓ -2.1%

↑ +31.1%

5-Year Change

↑ +32.1%

$308K - $388K

Price Range

$320K - $1.16M

Homes in Nashville are 40% more expensive than Bedford

Calculate payment - Bedford Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Bedford, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Bedford, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.