Is Pittsburgh, PA cheaper than Bedford, TX?

Based on cost of living data, Pittsburgh, PA is 6.7% cheaper than Bedford, TX. This translates to saving $504 per month.

What salary do I need in Pittsburgh, PA to live like I do in Bedford, TX?

If you earn $150,000 in Bedford, TX, you'd need approximately $143,951.592 in Pittsburgh, PA to maintain the same standard of living.

How does housing cost compare between Bedford, TX and Pittsburgh, PA?

Housing in Pittsburgh, PA is 6.0% cheaper than in Bedford, TX. For a two-bedroom apartment, rent is $1,050/month in Pittsburgh, PA compared to $1,454/month in Bedford, TX.

How much can I save per month by moving from Bedford, TX to Pittsburgh, PA?

Moving from Bedford, TX to Pittsburgh, PA could save you approximately $504 per month, or $6048 per year, based on a $150,000 salary.

Bedford, TX vs Pittsburgh, PA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bedford, TX — ZIP-level rent data · COL adjusted from Irving, TX area

Current salary in Bedford, TX

Numbers update automatically as you type

You'd save $504/month moving to Pittsburgh, PA

$150.0K in your current city equals $144.0K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 6.7%

Less expensive

Monthly Impact

$504

Savings

Annual Impact

$6.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bedford, TX

Population:48K

Cost Index:100

Median Home:$348K

Pittsburgh, PA

Population:303K

Cost Index:93

Bedford, TX

The Lone Star State

48K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 48K residents.

💡 Advantage: Texas has no state income tax!

Pittsburgh, PA

The Keystone State

303K

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Bedford, TX vs Pittsburgh, PA

Category	Bedford, TX	Pittsburgh, PA	Difference	Change
🏠Housing	$2,074/mo	$1,949/mo	↓ $125less	6.0%
🏥Healthcare	$620/mo	$527/mo	↓ $93.77less	15.1%
📦Other	$1,678/mo	$1,607/mo	↓ $70.83less	4.2%
⚡All Utilities	$553/mo	$607/mo	↑ $54.01more	9.8%
🚗Transportation	$1,251/mo	$1,216/mo	↓ $34.93less	2.8%
🛒Groceries	$961/mo	$989/mo	↑ $27.90more	2.9%

🏠Housing

↓ 6.0%

Bedford, TX

$2,074

Pittsburgh, PA

$1,949

Difference

$125

less

🏥Healthcare

↓ 15.1%

Bedford, TX

$620

Pittsburgh, PA

$527

Difference

$93.77

less

📦Other

↓ 4.2%

Bedford, TX

$1,678

Pittsburgh, PA

$1,607

Difference

$70.83

less

⚡All Utilities

↑ 9.8%

Bedford, TX

$553

Pittsburgh, PA

$607

Difference

$54.01

🚗Transportation

↓ 2.8%

Bedford, TX

$1,251

Pittsburgh, PA

$1,216

Difference

$34.93

less

🛒Groceries

↑ 2.9%

Bedford, TX

$961

Pittsburgh, PA

$989

Difference

$27.90

🏛️ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Bedford, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,204

To$750

↓ $454

1 Bed

From$1,245

To$850

↓ $395

2 Bed

From$1,454

To$1,050

↓ $404

3 Bed

From$1,917

To$1,400

↓ $517

Bedford, TXZIP-level data

1BR range: $1,480–$1,560/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,137

Monthly in Bedford, TX

$6,894

Monthly in Pittsburgh, PA

$242

Difference

Home Values

Bedford

Pittsburgh

$348K

Median Value

↓ -2.2%

YoY Change

↑ +31.1%

5-Year Change

$308K - $388K

Price Range

Calculate payment - Bedford

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.6K

More taxes

Monthly Difference

$384

Less take-home

Effective Rate Diff

3.1%

Rate difference

Bedford, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Pittsburgh, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Bedford, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.