Is Indianapolis, IN cheaper than Bel Air North, MD?

Based on cost of living data, Indianapolis, IN is 12.4% cheaper than Bel Air North, MD. This translates to saving $929 per month.

What salary do I need in Indianapolis, IN to live like I do in Bel Air North, MD?

If you earn $150,000 in Bel Air North, MD, you'd need approximately $138,854.251 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Bel Air North, MD and Indianapolis, IN?

Housing in Indianapolis, IN is 25.9% cheaper than in Bel Air North, MD. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,314/month in Bel Air North, MD.

How much can I save per month by moving from Bel Air North, MD to Indianapolis, IN?

Moving from Bel Air North, MD to Indianapolis, IN could save you approximately $929 per month, or $11146 per year, based on a $150,000 salary.

Bel Air North, MD vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bel Air North, MD — COL adjusted from Baltimore, MD area + state data

Current salary in Bel Air North, MD

Numbers update automatically as you type

You'd save $929/month moving to Indianapolis, IN

$150.0K in your current city equals $138.9K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 12.4%

Less expensive

Monthly Impact

$929

Savings

Annual Impact

$11.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bel Air North, MD

Population:32K

Cost Index:100

Median Home:$218K

Indianapolis, IN

Population:888K

Cost Index:88

Median Home:$176K

Bel Air North, MD

The Old Line State

32K

Population

State Tax

Yes

Located in Maryland, this city has a population of 32K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Bel Air North, MD vs Indianapolis, IN

Category	Bel Air North, MD	Indianapolis, IN	Difference	Change
🏠Housing	$2,629/mo	$1,949/mo	↓ $680less	25.9%
🛒Groceries	$1,054/mo	$919/mo	↓ $135less	12.8%
🚗Transportation	$1,292/mo	$1,188/mo	↓ $104less	8.0%
⚡All Utilities	$587/mo	$503/mo	↓ $84.33less	14.4%
🏥Healthcare	$570/mo	$582/mo	↑ $12.72more	2.2%
📦Other	$1,600/mo	$1,590/mo	↓ $9.21less	0.6%

🏠Housing

↓ 25.9%

Bel Air North, MD

$2,629

Indianapolis, IN

$1,949

Difference

$680

less

🛒Groceries

↓ 12.8%

Bel Air North, MD

$1,054

Indianapolis, IN

$919

Difference

$135

less

🚗Transportation

↓ 8.0%

Bel Air North, MD

$1,292

Indianapolis, IN

$1,188

Difference

$104

less

⚡All Utilities

↓ 14.4%

Bel Air North, MD

$587

Indianapolis, IN

$503

Difference

$84.33

less

🏥Healthcare

↑ 2.2%

Bel Air North, MD

$570

Indianapolis, IN

$582

Difference

$12.72

📦Other

↓ 0.6%

Bel Air North, MD

$1,600

Indianapolis, IN

$1,590

Difference

$9.21

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Bel Air North, MD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$916

To$1,030

↑ $114

1 Bed

From$1,075

To$1,170

↑ $95.00

2 Bed

From$1,314

To$1,360

↑ $46.00

3 Bed

From$1,752

To$1,760

↑ $8.00

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,732

Monthly in Bel Air North, MD

$6,732

Monthly in Indianapolis, IN

$1,000

Difference

Home Values

Bel Air North

Indianapolis

Median Value

$176K

YoY Change

↓ -1.1%

5-Year Change

↑ +26.9%

Price Range

$109K - $340K

Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.4K

Per year

Monthly Difference

$201

More take-home

Effective Rate Diff

1.6%

Rate difference

Bel Air North, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Bel Air North, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.