Is Austin, TX cheaper than Bel Air South, MD?

Based on cost of living data, Austin, TX is 2.3% more expensive than Bel Air South, MD. This translates to spending an extra $174 per month.

What salary do I need in Austin, TX to live like I do in Bel Air South, MD?

If you earn $150,000 in Bel Air South, MD, you'd need approximately $152,089.039 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Bel Air South, MD and Austin, TX?

Housing in Austin, TX is 8.2% more expensive than in Bel Air South, MD. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,332/month in Bel Air South, MD.

How much can I save per month by moving from Bel Air South, MD to Austin, TX?

Living in Austin, TX costs approximately $174 more per month than Bel Air South, MD, or $2089 more per year, based on a $150,000 salary.

Bel Air South, MD vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Bel Air South, MD — COL adjusted from Baltimore, MD area + state data

Current salary in Bel Air South, MD

Numbers update automatically as you type

You'd spend $174/month more in Austin, TX

$150.0K in your current city equals $152.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 2.3%

More expensive

Monthly Impact

$174

Extra cost

Annual Impact

$2.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Bel Air South, MD

Population:58K

Cost Index:100

Median Home:$218K

Austin, TX

Population:979K

Cost Index:102

Median Home:$558K

Bel Air South, MD

The Old Line State

58K

Population

State Tax

Yes

Located in Maryland, this city has a population of 58K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Bel Air South, MD vs Austin, TX

Category	Bel Air South, MD	Austin, TX	Difference	Change
🏠Housing	$2,665/mo	$2,885/mo	↑ $219more	8.2%
📦Other	$1,622/mo	$1,741/mo	↑ $119more	7.4%
🛒Groceries	$1,061/mo	$959/mo	↓ $102less	9.6%
⚡All Utilities	$591/mo	$541/mo	↓ $50.11less	8.5%
🚗Transportation	$1,310/mo	$1,284/mo	↓ $26.16less	2.0%
🏥Healthcare	$574/mo	$589/mo	↑ $15.01more	2.6%

🏠Housing

↑ 8.2%

Bel Air South, MD

$2,665

Austin, TX

$2,885

Difference

$219

📦Other

↑ 7.4%

Bel Air South, MD

$1,622

Austin, TX

$1,741

Difference

$119

🛒Groceries

↓ 9.6%

Bel Air South, MD

$1,061

Austin, TX

$959

Difference

$102

less

⚡All Utilities

↓ 8.5%

Bel Air South, MD

$591

Austin, TX

$541

Difference

$50.11

less

🚗Transportation

↓ 2.0%

Bel Air South, MD

$1,310

Austin, TX

$1,284

Difference

$26.16

less

🏥Healthcare

↑ 2.6%

Bel Air South, MD

$574

Austin, TX

$589

Difference

$15.01

🏠Rent Comparison

Studio

From$928

To$1,585

↑ $657

1 Bed

From$1,090

To$1,685

↑ $595

2 Bed

From$1,332

To$1,995

↑ $663

3 Bed

From$1,776

To$2,525

↑ $749

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,823

Monthly in Bel Air South, MD

$7,998

Monthly in Austin, TX

$175

Difference

Home Values

Bel Air South

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.3K

Per year

Monthly Difference

$605

More take-home

Effective Rate Diff

4.8%

Rate difference

Bel Air South, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Bel Air South, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.